3965 Packard Ln, Carlsbad, CA 92008 Property Records

San Diego County property record for 3965 Packard Ln, Carlsbad, CA 92008

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,658 sqft · built 2000
Lot Size0.34 acres (14,795 sqft)
Owner2 Individual Names on Record
Last Sale$2,130,000 (Feb 2022)
Tax Bill$24,343 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN207-061-52-00

Property Details

APN / Parcel Number

Primary APN207-061-52-00
Alternative APN
  • 2070615000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,658 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area14,795 sqft (0.34 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number2070615000
Street Address3965 PACKARD LN
CityCARLSBAD
StateCA
Zip92008-3651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15000
Legal DescriptionPAR 4 DOC99-690908 IN PARS 2 THRU TR PM12640
Legal SubdivisionRANCHO AGUA HEDIONDA
Legal Tract1012640
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1010
Census Tract17809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3965 PACKARD LN, CARLSBAD, CA 92008-3651
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Grant Deed, Transfer · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Dec 2, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 6, 2018Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleSep 6, 2018 · Amount on Record
Deed Document Number202282096
Prior Transfer DateNov 20, 2021
Prior Transfer Doc0000820543
Record UpdatedSep 20, 2026

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 23, 2022
Property Address3965 PACKARD LN, CARLSBAD, CA 92008-3651
Document Number0000082096
Map ReferenceDOC 1992-0430210
Instrument DateFeb 14, 2022
Instrument2022-0082096
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6651 ENCELIA PL, CARLSBAD, CA 92011-3612

Mortgage

Document Number0000082097
DateFeb 23, 2022
Instrument2022-0082097
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 2, 2021
Property Address3965 PACKARD LN, CARLSBAD, CA 92008-3651
Document Number0000820543
Map ReferenceDOC 1992-0430210
Instrument DateNov 20, 2021
Instrument2021-0820543
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3965 PACKARD LN, CARLSBAD, CA 92008-3651

Mortgage

Document Number0000820544
DateDec 2, 2021
Instrument2021-0820544
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 6, 2018
Property Address3965 PACKARD LN, CARLSBAD, CA 92008-3651
Document Number0000369395
Instrument DateAug 29, 2018
Instrument369395
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,597.20
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address250 VISTA MONTANA WAY OCEANSIDE CA 920544549, OCEANSIDE, CA 92054-4549

Mortgage

Document Number369396
DateSep 6, 2018
Instrument369396
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueSep 5, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityCarlsbad City
Unified School DistrictCarlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,331,578 (+3.15%) Land $1,612,822 Building $718,756
2025$24,343.00 (+10.63%) Homeowner's exemption$2,260,372 (+10.59%) Land $1,581,199 Building $679,173
2023$22,004.00 (+32.82%)$2,044,000 Land $1,429,000 Building $615,000
2022$16,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLSBAD MWD
serves 96,371 people · EPA ID CA3710005
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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