3965 N Clarey St, Eugene, OR 97402 Property Records

Lane County property record for 3965 N Clarey St, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,170 sqft · built 1978
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2019)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-04-15-31-02400-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-15-31-02400-000`
Alternative APN	`1225521`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Finished Area
1st Floor Area	1,170 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	85 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1225521
Street Address	3965 N CLAREY ST
City	EUGENE
State	OR
Zip	97402-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-LOW-DENSITY RES
Legal Description	SUBD:CLAREY PLAT SEC/TWN/RNG/MER:SEC 15 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	15
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CLAREY PLAT
Legal Lot Number	2400
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	4
Census Block	4014
Census Tract	2600

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3965 N CLAREY ST, EUGENE, OR 97402-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	2019-035779
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 19, 2019
Property Address	3965 N CLAREY ST, EUGENE, OR 97402-9783
Document Number	0000035779
Map Reference	FILE 72 SL 169
Instrument Date	Aug 16, 2019
Instrument	2019-035779
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3965 N CLAREY ST, EUGENE, OR 97402-9783

Mortgage

Document Number	0000035780
Date	Aug 19, 2019
Instrument	2019-035780

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3965 N CLAREY ST, EUGENE, OR 97402-9783
Document Number	0000026870
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3965 N CLAREY ST EUGENE OR 974029783, EUGENE, OR 97402-9783

Mortgage

Document Number	0000026870
Date	Jun 6, 2017
Instrument	26870

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.34%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,125.00 (+5.68%)	$179,698 (+6.09%)	$359,246 (+3.34%) Land $71,676 Building $287,570
2023	$2,957.00 (+4.27%)	$169,384 (+3%)	$347,636 (+3.01%) Land $61,550 Building $286,086
2022	$2,836.00	$164,451	$337,470 Land $71,676 Building $265,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications, T-Mobile.

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