Cumberland County property record for 3965 Lovick Rd, Wade, NC 28395
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2.5 ba · 2,380 sqft · built 2016 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0570-56-2065 |
| Primary APN | 0570-56-2065 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Total Area |
| 1st Floor Area | 1,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 142,006 sqft (3.26 acres) |
| Lot Dimensions | 453 ft deep x 348 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3965 LOVICK RD |
|---|---|
| City | WADE |
| State | NC |
| Zip | 28395-8757 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | A1 |
| Legal Description | MARY L SASSER LO:3 SE:01 PL:0137-0167 |
| Legal Subdivision | EASTOVER ARMSTRONG STEDMAN DIS |
| Legal Block | 56 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 2600 |
Source: Cumberland County assessment roll, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3965 LOVICK RD, WADE, NC 28395-8757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 3965 LOVICK RD, WADE, NC 28395-8757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0111010719 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 11101/719 |
| Instrument | 19051 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,151.00 (+36.41%) | $310,488 (+42.82%) Land $55,106 Building $255,382 | $310,488 (+42.82%) Land $55,106 Building $255,382 |
| 2024 | $2,310.00 (+1.63%) | $217,397 (-) Land $30,763 Building $186,634 | $217,397 (-) Land $30,763 Building $186,634 |
| 2023 | $2,273.00 (+1.65%) | $217,397 Land $30,763 Building $186,634 | $217,397 Land $30,763 Building $186,634 |
| 2022 | $2,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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