3965 Hall Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3965 Hall Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1958
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Oct 2020)
Tax Bill	$6,356 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00289820-000000`

Property Details

APN / Parcel Number

Primary APN	`00289820-000000`
Alternative APNs	`05662900289820000000` `1362018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	105 ft deep x 100 ft wide

Exterior Amenities

Deck Area	225 sqft
Patio Area	777 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1362018
Old Parcel Number	05662900289820000000
Street Address	3965 HALL RD
City	BIG PINE KEY
State	FL
Zip	33043-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 5 LOTS 5 AND 6 PORT PINE HEIGHTS PB4-109 BIG PINE KEY OR282-99/100 OR871-1515 OR931-2316 OR982-2317 OR1042-2456
Legal Range	29E
Legal Township	66S
Legal Section	05
Legal Subdivision	PORT PINE HEIGHTS
Legal Block	5
Legal Lot Number	5-6 6
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1021
Census Tract	971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3965 HALL RD, BIG PINE KEY, FL 33043-6102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on Record
Deed Sale	Oct 23, 2020 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	2287688
Deed Book / Page	3052 / 839
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 23, 2020
Property Address	3965 HALL RD, BIG PINE KEY, FL 33043-6102
Document Number	0030520839
Book / Page	3052 / 839
Map Reference	MB 4 PG 109
Instrument Date	Oct 21, 2020
Instrument	2287688
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 HALL RD, BIG PINE KEY, FL 33043-6102

Mortgage

Document Number	0003052841
Date	Oct 23, 2020
Instrument	3052/841

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$721,901 (-18.66%) Land $484,811 Building $237,090	$721,901 (-18.66%) Land $484,811 Building $237,090
2024	$6,356.00 (-0.69%)
2023	$6,400.00 (+13.25%)	$887,468 (+23.34%) Land $666,855 Building $220,613	$887,468 (+23.34%) Land $666,855 Building $220,613
2022	$5,651.00	$719,550 Land $498,225 Building $221,325	$719,550 Land $498,225 Building $221,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000