3965 Golden Gate Blvd E, Naples, FL 34120 Property Records

Collier County property record for 3965 Golden Gate Blvd E, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2020
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Apr 2020)
Tax Bill	$3,710 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`349900 18 04D04`

Property Details

APN / Parcel Number

Primary APN	`349900 18 04D04`
Alternative APNs	`407410400040777001804` `40741040004`

Interior

Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	112,385 sqft
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3965 GOLDEN GATE BLVD E
City	NAPLES
State	FL
Zip	34120-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 78 W 1/2 OF TR 18
Legal Range	28
Legal Township	49
Legal Section	4
Legal Subdivision	GOLDEN GATE EST UNIT 78
Legal Tract	18
Legal Block	2
Legal Unit	78
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10424

Owner

3965 Golden Gate Blvd E is owned and occupied by two individuals who bought it in April 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 6, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Dec 13, 2018	Warranty Deed, Transfer BAY BREEZE TITLE SERVICES LLC, BAY BREEZE TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Prior Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20205855935
Deed Book / Page	5752 / 725
Prior Transfer Date	Aug 12, 2013
Prior Transfer Doc	0050762364
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	PRO-TITLE AND ESCROW, ROSS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727

Mortgage

Document Number	0060333868
Date	Oct 28, 2021
Book Page	6033/3868
Instrument	6151016

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 15, 2020
Property Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727
Document Number	0057520725
Book / Page	5752 / 725
Map Reference	MB 5 PG 16
Instrument Date	Apr 14, 2020
Instrument	5855935
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	TIAGO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,303.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1911 GOLDEN GATE BLVD E, 1911, NAPLES, FL 34120-3652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727

Mortgage

Document Number	0057520727
Date	Apr 15, 2020
Instrument	5752/0727

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 6, 2020
Property Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727
Document Number	0057243698
Book / Page	005724 / 003698
Instrument Date	Jan 31, 2020
Instrument	5825502
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3981 GOLDEN GATE BLVD E NAPLES FL 34120, NAPLES, FL 34120

Mortgage

Document Number	57243700
Date	Feb 6, 2020
Book Page	005724/003700
Instrument	5825503

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2018
Property Address	3965 GOLDEN GATE BLVD E, NAPLES, FL 34120-3727
Document Number	0055801203
Book / Page	005580 / 001203
Instrument Date	Dec 6, 2018
Instrument	5647903
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	BAY BREEZE TITLE SERVICES LLC, BAY BREEZE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$441.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1911 GOLDEN GATE BLVD E NAPLES FL 341203652, NAPLES, FL 34120-3652

Tax Assessment & Valuation

The 2025 property tax bill for 3965 Golden Gate Blvd E was $3,710 with a homeowner's exemption, up 10.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,481 (+2.7%)	$466,844 (+2.97%) Land $113,395 Building $353,449
2025	$3,710.00 (+10.29%) Homeowner's exemption	$368,531	$453,392 Land $113,395 Building $339,997
2024	$3,364.00 (+1.17%)
2023	$3,325.00 (-1.92%) Homeowner's exemption	$337,902 (+3%)	$512,080 (+17.71%) Land $126,468 Building $385,612
2022	$3,390.00 Homeowner's exemption	$328,060	$435,052 Land $72,658 Building $362,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3965 Golden Gate Blvd E in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 308 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	308 in force
Nearby Flood Claims	6 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3965 Golden Gate Blvd E is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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