3965 E Layton Ave, Cudahy, WI 53110 Property Records

Milwaukee County property record for 3965 E Layton Ave, Cudahy, WI 53110

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 2,507 sqft · built 1910
Lot Size0.185 acres (8,059 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jul 2015)
Tax Bill$4,588 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN632-0001-000

Property Details

APN / Parcel Number

Primary APN632-0001-000
Alternative APN
  • 036320001000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,507 sqft Living Area
Gross Area3,911 sqft
1st Floor Area1,404 sqft
2nd Floor Area200 sqft
Basement Area1,404 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1965
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area8,059 sqft (0.185 acres)
Lot Dimensions67 ft deep x 120 ft wide
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area138 sqft
Patio Area138 sqft
Shed1 Shed
Shed Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address3965 E LAYTON AVE, 65A
CityCUDAHY
StateWI
Zip53110-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionADDN NO TO TOWNSITE OF CUDAHY LOTS 1 & 2 BLK 30
Legal SubdivisionADDN NO TO TOWNSITE OF CUDAHY
Legal Block30
Legal Lot Number1,2
JurisdictionMILWAUKEE WI
Township / Civil DivisionCUDAHY
Census Block Group1
Census Block1004
Census Tract180200

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7131 S PENNSYLVANIA AVE, OAK CREEK, WI 53154-2439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2015 · Amount on Record
Deed SaleJul 31, 2015 · Amount on Record
Prior SaleMay 1, 1998 · Amount on Record
Deed Document Number201510485661
Prior Transfer DateMar 25, 1998
Prior Transfer Doc0007526094
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3965 E LAYTON AVE, CUDAHY, WI 53110-1508
Transaction TypeMortgage
Record UpdatedJun 18, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3965 E LAYTON AVE A, A, CUDAHY, WI 53110-1508

Mortgage

Document Number0011180493
DateOct 28, 2021
Instrument11180493
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term286 Months
DueAug 1, 2045

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityCudahy City
Unified School DistrictCudahy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,588.00 (+16.71%)$222,300 (-) Land $75,200 Building $147,100$250,300 (+10.36%)
2024$3,931.00 (+12.89%) Homeowner's exemption$222,300 (+18.24%) Land $75,200 Building $147,100$226,800 (+17.09%)
2022$3,482.00 Homeowner's exemption$188,000 Land $75,200 Building $112,800$193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUDAHY WATERWORKS
serves 18,659 people · EPA ID WI2410169
Water SourceSurface water
Last State InspectionJul 2024
Lead13 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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