3965 E Joan Ln, Inverness, FL 34453 Property Records

Citrus County property record for 3965 E Joan Ln, Inverness, FL 34453

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,144 sqft · built 2004
Lot Size	0.286 acres (12,464 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-36-0040-000B0-020.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-36-0040-000B0-020.0`
Alternative APNs	`3618S19E0040000B00200` `1631742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,464 sqft (0.286 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	660 sqft

Exterior Amenities

Porch	Porch
Porch Area	171 sqft
Fence	Fence
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1631742
Old Parcel Number	3618S19E0040000B00200
Street Address	3965 E JOAN LN
City	INVERNESS
State	FL
Zip	34453-0472
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MDRMH MED DENSITY RESIDEN
Legal Description	HIGHLANDS TRAILER PARK PB 2 PG 132 LOT 20 BLK B
Legal Range	19E
Legal Township	18S
Legal Section	36
Legal Subdivision	HIGHLAND TRAILER PARK
Legal Block	B
Legal Lot Number	20
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1008
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	882 S PARKEWOOD DR, ROCKVILLE, IN 47872-8004
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2019
Transfer Doc	0029541726
Record Updated	Jun 8, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 5, 2019
Property Address	3965 E JOAN LN, INVERNESS, FL 34453-0472
Document Number	0029541726
Book / Page	002954 / 001726
Instrument Date	Jan 10, 2019
Instrument	5697
Transaction Type	Transfer
Record Updated	Feb 25, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 S PARKEWOOD DR ROCKVILLE IN 478728004, ROCKVILLE, IN 47872-8004

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (+11.21%)	$133,040 (+8.32%) Land $17,250 Building $115,790	$133,040 (+8.32%) Land $17,250 Building $115,790
2024	$1,757.00 (+6.74%)	$122,818 (+6.28%) Land $17,250 Building $105,568	$122,818 (+6.28%) Land $17,250 Building $105,568
2023	$1,646.00 (+9.08%)	$115,560 (+2.14%) Land $17,000 Building $98,560	$115,560 (+2.14%) Land $17,000 Building $98,560
2022	$1,509.00	$113,144 Land $4,800 Building $108,344	$113,144 Land $4,800 Building $108,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20