Washington County property record for 3965 Concord Blvd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,306 sqft · built 2023 |
| Lot Size | 0.341 acres (14,854 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2023) |
| Tax Bill | $1,481 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0035-0015 |
| Primary APN | 01-0035-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,306 sqft Heated Area |
| Gross Area | 1,898 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,854 sqft (0.341 acres) |
| Lot Width | 100 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000100350015 |
|---|---|
| Street Address | 3965 CONCORD BLVD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-8026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #1 LOT 15 ORB 1285 P 409 BLK 0035 |
| Legal Range | 14W |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 35 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1190 |
| Census Tract | 970301 |
3965 Concord Blvd is owned and occupied by an individual who bought it in October 2023.
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3965 CONCORD BLVD, CHIPLEY, FL 32428-8026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Apr 6, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | Apr 6, 2023 · Amount on File |
| Deed Document Number | 202367007236 |
| Deed Book / Page | 1285 / 409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 3965 CONCORD BLVD, CHIPLEY, FL 32428-8026 |
| Document Number | 0067007236 |
| Book / Page | 1285 / 409 |
| Map Reference | MB 2 PG 9-27 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 202367007236 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | PARKWAY TITLE INC, PARKWAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143 |
| Name | Verified Name |
|---|---|
| Address | 3965 CONCORD BLVD, CHIPLEY, FL 32428-8026 |
| Document Number | 0000000411 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 1285/411 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 3965 CONCORD BLVD, CHIPLEY, FL 32428-8026 |
| Document Number | 0067002412 |
| Book / Page | 1268 / 845 |
| Map Reference | MB 2 PG 9-27 |
| Instrument Date | Apr 4, 2023 |
| Instrument | 202367002412 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 PHILLIP LN, ARDEN, NC 28704-1125 |
| Name | Verified Name |
|---|---|
| Address | CONCORD BOULEVARD, CHIPLEY, FL 32428 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3965 Concord Blvd was $1,481 with a homeowner's exemption, up 7% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,481.00 (+7.01%) Homeowner's exemption | $144,812 (+2.9%) | $179,650 (+6.31%) Land $10,000 Building $169,650 |
| 2024 | $1,384.00 (+1,567.47%) Homeowner's exemption | $140,731 (+2,714.62%) | $168,982 (+3,279.64%) Land $7,000 Building $161,982 |
| 2023 | $83.00 (+15.28%) | $5,000 (+42.86%) Land $5,000 | $5,000 (+42.86%) Land $5,000 |
| 2022 | $72.00 | $3,500 Land $3,500 | $3,500 Land $3,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3965 Concord Blvd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3965 Concord Blvd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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