3965 Carlock Dr, Boulder, CO 80305 Property Records

Boulder County property record for 3965 Carlock Dr, Boulder, CO 80305

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,400 sqft · built 1969
Lot Size	0.167 acres (7,288 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Jun 2022)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1577-08-1-14-018`

Property Details

APN / Parcel Number

Primary APN	`1577-08-1-14-018`
Alternative APNs	`R0011192` `0011192`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,588 sqft
Basement Area	913 sqft
Finished Basement	812 sqft
Unfinished Basement	101 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,288 sqft (0.167 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	356 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0011192
Street Address	3965 CARLOCK DR
City	BOULDER
State	CO
Zip	80305-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 4 MOUNTAIN TERRACE
Legal Range	70
Legal Township	1S
Legal Section	08
Legal Subdivision	MOUNTAIN TERRACE - BO
Legal Block	4
Legal Lot Number	20
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1013
Census Tract	12509

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3965 CARLOCK DR, BOULDER, CO 80305-6512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Closed-End Mortgage FIRSTBANK
Jun 30, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Feb 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Aug 5, 2003 · Amount on Record
Deed Document Number	20223969900
Prior Transfer Date	Feb 8, 2017
Prior Transfer Doc	0003575860
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	3965 CARLOCK DR, BOULDER, CO 80305-6512
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 CARLOCK DR, BOULDER, CO 80305-6512

Mortgage

Document Number	0003968508
Date	Jun 23, 2022
Instrument	3968508

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 15, 2022

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 30, 2022
Property Address	3965 CARLOCK DR, BOULDER, CO 80305-6512
Document Number	0003969900
Instrument Date	Jun 29, 2022
Instrument	3969900
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3965 CARLOCK DR, BOULDER, CO 80305-6512

Mortgage

Document Number	0003969901
Date	Jun 30, 2022
Instrument	3969901

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	6-Month LIBOR
Margin	3
Max Rate	10.6%

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Feb 17, 2017
Property Address	3965 CARLOCK DR, BOULDER, CO 80305-6512
Document Number	0003575860
Instrument Date	Feb 8, 2017
Instrument	3575860
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 CARLOCK DR, BOULDER, CO 80305-6512

Mortgage

Document Number	0003575861
Date	Feb 17, 2017
Instrument	3575861

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,198 (+2.91%) Land $54,672 Building $28,526	$1,293,500 (-) Land $874,000 Building $419,500
2025	$7,708.00 (+22.33%)	$80,844 (+5.47%) Land $54,625 Building $26,219	$1,293,500 (+13.07%) Land $874,000 Building $419,500
2023	$6,301.00 (+8.9%)	$76,648 (+11.98%) Land $45,989 Building $30,659	$1,144,000 (+16.15%) Land $686,400 Building $457,600
2022	$5,786.00	$68,450 Land $46,113 Building $22,337	$984,900 Land $663,500 Building $321,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile.

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