3965 Borgo Cmn, Fremont, CA 94538 Property Records

Alameda County property record for 3965 Borgo Cmn, Fremont, CA 94538

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,425 sqft · built 2013
Lot Size0.022 acres (968 sqft)
Owner2 Company Names on File
Last Sale$585,000 (Jul 2013)
Tax Bill$9,123 (2025)
Deeds & MortgagesMar 2021 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (moderate risk)
APN525-1683-19

Property Details

APN / Parcel Number

Primary APN525-1683-19
Alternative APN
  • 525-1683-019-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,425 sqft Living Area

Exterior

Year BuiltBuilt 2013
Architectural StyleOther
Construction TypeWood
Lot Area968 sqft (0.022 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3965 BORGO CMN
CityFREMONT
StateCA
Zip94538-1995
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
JurisdictionALAMEDA CA
Township / Civil DivisionFREMONT
Census Block Group3
Census Block3004
Census Tract442301

Owner

Source: Alameda County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address2575 RUTHERFORD CT, FREMONT, CA 94539-6075
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 2, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 30, 2013 · Amount on Record
Deed SaleJul 30, 2013 · Amount on Record
Prior SaleMar 2, 2021
Deed Document Number0000262914
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateMar 2, 2021
Property Address3965 BORGO CMN, FREMONT, CA 94538-1995
Document Number0000087071
Map ReferenceMB 313 PG 7-12
Instrument DateFeb 23, 2021
Instrument2021087071
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2575 RUTHERFORD CT, FREMONT, CA 94539-6075

Mortgage

Document Number0000087072
DateMar 2, 2021
Instrument2021087072
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateMar 2, 2021
Property Address3965 BORGO CMN, FREMONT, CA 94538-1995
Document Number0000087073
Map ReferenceMB 313 PG 7-12
Instrument DateFeb 23, 2021
Instrument2021087073
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2575 RUTHERFORD CT, FREMONT, CA 94539-6075

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityFremont City
Unified School DistrictFremont Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,123.00 (+7.53%)$717,098 (+4.04%) Land $215,129 Building $501,969
2023$8,484.00$689,258 Land $206,777 Building $482,481

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 units insured
incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALAMEDA COUNTY WATER DISTRICT
serves 344,000 people · EPA ID CA0110001
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sail Internet Holdings
Fixed Wireless
1,000 / 200
Verizon
Fixed Wireless
1,000 / 75
Tekify
Fixed Wireless
600 / 130
Etheric Communications, LLC.
Fixed Wireless
250 / 100
T-Mobile USA
Fixed Wireless
100 / 20

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