Shelby County property record for 3965 Bertram Cv, Memphis, TN 38118
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,386 sqft · built 1963 |
| Lot Size | 0.421 acres (18,316 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,000 (Nov 2021) |
| Tax Bill | $1,141 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0194-0-0011 |
| Primary APN | 06-0194-0-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 1,386 sqft |
| Utility Area | 96 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,316 sqft (0.421 acres) |
| Lot Dimensions | 179 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 18 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3965 BERTRAM CV |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38118-5759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Subdivision | KENSINGTON GARDENS |
| Legal Block | F-1 |
| Legal Lot Number | 603 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11010 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3965 BERTRAM CV, MEMPHIS, TN 38118-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAGON BANK |
| Apr 8, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on Record |
| Deed Sale | Nov 3, 2021 · Amount on Record |
| Prior Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 2021137508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Nov 3, 2021 |
| Property Address | 3965 BERTRAM CV, MEMPHIS, TN 38118-5759 |
| Document Number | 0021137508 |
| Map Reference | MB 23 PG 71 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 21137508 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2021 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0021137509 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 21137509 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 8, 2021 |
| Property Address | 3965 BERTRAM CV, MEMPHIS, TN 38118-5759 |
| Document Number | 0021041071 |
| Map Reference | MB 23 PG 71 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 21041071 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $131.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 OAK LAKE CIR, COLLIERVILLE, TN 38017-4853 |
| Investor | Possibly a Property Investor |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,141.00 (-36.43%) | $42,425 (+43.94%) Land $3,375 Building $39,050 | $169,700 (+43.94%) Land $13,500 Building $156,200 |
| 2023 | $29,475 Land $2,750 Building $26,725 | ||
| 2022 | $1,795.00 | ||
| 2021 | $117,900 Land $11,000 Building $106,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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