3965 45th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 3965 45th Pl, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1964
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Jul 2017)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-22-00001-0010-00022.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-22-00001-0010-00022.0`
Alternative APN	`47559`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Driveway	Driveway
Driveway Area	300 sqft
Porch	Enclosed Porch
Porch Area	214 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	47559
Street Address	3965 45TH PL
City	VERO BEACH
State	FL
Zip	32967-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PINEVIEW PARK UNIT NO 1 BLK 1 LOT 22 PBI 7-1
Legal Range	39
Legal Township	32
Legal Section	22
Legal Subdivision	PINEVIEW PARK UNIT NO 1
Legal Block	1
Legal Lot Number	22
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1023
Census Tract	50303

Owner

3965 45th Pl is owned and occupied by two individuals who bought it in July 2017.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3965 45TH PL, VERO BEACH, FL 32967-1165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Deed Document Number	3120170041687
Deed Book / Page	3041 / 1741
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 18, 2017
Property Address	3965 45TH PL, VERO BEACH, FL 32967-1165
Document Number	0030411741
Book / Page	003041 / 001741
Instrument Date	Jul 17, 2017
Instrument	41687
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	SECURITY CONNECTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 45TH PL VERO BEACH FL 329671165, VERO BEACH, FL 32967-1165

Mortgage

Document Number	30411743
Date	Jul 18, 2017
Book Page	003041/001743
Instrument	41688

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3965 45th Pl was $1,008.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$81,484	$158,890 Land $22,950 Building $135,940
2023	$715.00 (+3.92%)	$76,881 (+3%)	$149,239 (+12.89%) Land $16,575 Building $132,664
2022	$688.00	$74,641	$132,203 Land $14,025 Building $118,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3965 45th Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3965 45th Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20