39645 Potomac Ave, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 39645 Potomac Ave, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,016 sqft · built 1930
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on File
Last Sale	$355,000 (Jan 2013)
Tax Bill	$3,633 (2025)
Deeds & Mortgages	Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-011860`

Property Details

APN / Parcel Number

Primary APN	`03-011860`
Alternative APNs	`3011860` `011860`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	380 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011860
Street Address	39645 POTOMAC AVE
City	LEONARDTOWN
State	MD
Zip	20650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RNC
Legal Description	LOTS 10 & 11 BLOCK 37 ST CLEMENT'S SHORES
Legal Subdivision	EDGAR D TURNER AND J M OTTEMESSS
Legal Block	37
Legal Lot Number	10,11
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4015
Census Tract	875400

Owner

Source: St. Mary's County records · APN 03-011860

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6137 HARVEST CT, KEEDYSVILLE, MD 21756-1221
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 11, 2013 · Amount on Record
Deed Sale	Jan 11, 2013 · Amount on Record
Prior Sale	Dec 27, 2005 · Amount on Record
Deed Book / Page	3835 / 565
Last Transfer Date	Jun 21, 2017
Transfer Doc	0046770457
Record Updated	Sep 20, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 29, 2017
Property Address	39645 POTOMAC AVE, LEONARDTOWN, MD 20650
Document Number	0046770456
Book / Page	004677 / 000456
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6137 HARVEST CT KEEDYSVRLLE MD 21755, KEEDYSVRLLE, MD 21755
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,333 (+3.19%)	$361,400 (+9.58%) Land $270,000 Building $91,400
2025	$3,633.00 (+9.43%)	$329,800 (+4.15%) Land $244,500 Building $85,300	$329,800 (-) Land $244,500 Building $85,300
2023	$3,320.00	$316,667	$329,800 Land $244,500 Building $85,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

Based on FCC filings for 100 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLEMENTS SHORES serves 620 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.