3964 Villa Ave, Clearlake, CA 95422 Property Records

Lake County property record for 3964 Villa Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,048 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2017)
Tax Bill	$3,365 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`039-522-090-000`

Property Details

APN / Parcel Number

Primary APN	`039-522-090-000`
Alternative APN	`039-522-09`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	039-522-09
Street Address	3964 VILLA AVE
City	CLEARLAKE
State	CA
Zip	95422-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHATEAU VILLAS
Legal Block	1
Legal Lot Number	5
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	1
Census Block	1002
Census Tract	702

Owner

3964 Villa Ave is owned by an individual who bought it in December 2017.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 671, LUCERNE, CA 95458-0671
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 12, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2017 · Amount on File
Deed Sale	Dec 12, 2017 · Amount on File
Prior Sale	Oct 13, 2005 · Amount on File
Deed Document Number	201716378
Prior Transfer Date	Oct 11, 2007
Prior Transfer Doc	0000023932
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	3964 VILLA AVE, CLEARLAKE, CA 95422-9065
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 VILLA AVE, CLEARLAKE, CA 95422-9065

Mortgage

Document Number	0000005778
Date	Apr 1, 2021
Instrument	2021005778

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Dec 12, 2017
Property Address	3964 VILLA AVE, CLEARLAKE, CA 95422-9065
Document Number	0000016378
Instrument Date	Dec 6, 2017
Instrument	16378
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 671 LUCERNE CA 954580671, LUCERNE, CA 95458-0671

Mortgage

Document Number	16379
Date	Dec 12, 2017
Instrument	16379

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3964 Villa Ave was $3,365, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,365.00 (+2.4%)	$284,338 (+2%) Land $29,011 Building $255,327
2025	$3,286.00	$278,764 Land $28,443 Building $250,321
2023	$3,210.00 (+5.28%)	$267,941 Land $27,340 Building $240,601
2022	$3,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3964 Villa Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3964 Villa Ave is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 69% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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