3964 Stony Point Rd, Keswick, VA 22947 Property Records

Albemarle County property record for 3964 Stony Point Rd, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,786 sqft · built 1840
Lot Size	47.3 acres (2,062,653 sqft)
Owner	2 Company Names on Record
Last Sale	$1,211,900 (Oct 2011)
Tax Bill	$13,405 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04800-00-00-07400`

Property Details

APN / Parcel Number

Primary APN	`04800-00-00-07400`
Alternative APN	`14284`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,786 sqft Finished Area
Basement Area	3,764 sqft
Finished Basement	1,946 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Exterior Material	Brick
Construction Type	Wood
Roof Material	Metal
Lot Area	2,062,653 sqft (47.3 acres)
Garage Type	Detached
Garage Area	2,267 sqft

Exterior Amenities

Porch	Slab
Porch Area	309 sqft
Deck Area	884 sqft
Patio Area	313 sqft
Shed	1 Shed
Shed Area	1,440 sqft
Stable	544 sqft
Storage Building	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	3964 STONY POINT RD
City	KESWICK
State	VA
Zip	22947-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE FAIRMONT
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1017
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3964 STONY POINT RD, KESWICK, VA 22947-1501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Sep 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 24, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2011 · Amount on Record
Deed Sale	Oct 5, 2011 · Amount on Record
Deed Document Number	201111129
Deed Book / Page	4083 / 52
Last Transfer Date	Aug 25, 2020
Transfer Doc	5390/136
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3964 STONY POINT RD, KESWICK, VA 22947-1501
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7267, CHARLOTTESVILLE, VA 22906-7267

Mortgage

Document Number	202500009148
Date	Oct 1, 2025
Instrument	202500009148

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 18, 2020
Property Address	3964 STONY POINT RD, KESWICK, VA 22947-1501
Document Number	0000012881
Book / Page	005390 / 000136
Instrument Date	Aug 25, 2020
Instrument	12881
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3964 STONY POINT RD KESWICK VA 229471501, KESWICK, VA 22947-1501

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3964 STONY POINT RD, KESWICK, VA 22947-1501
Document Number	0000001114
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3964 STONY POINT RD KESWICK VA 229471501, KESWICK, VA 22947-1501

Mortgage

Document Number	0000001114
Date	Jan 30, 2020
Book Page	005271/000647
Instrument	1114

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN, WESTMONT, IL 60559-5523

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,405.00 (+2.61%)	$1,499,400 (+2.61%) Land $582,000 Building $917,400	$1,499,400 (+2.61%) Land $582,000 Building $917,400
2025	$13,064.00 (+9.86%)	$1,461,300 (+4.93%) Land $582,000 Building $879,300	$1,461,300 (+4.93%) Land $582,000 Building $879,300
2023	$11,892.00	$1,392,600 Land $534,400 Building $858,200	$1,392,600 Land $534,400 Building $858,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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