3964 Osprey Ct, Merced, CA 95340 Property Records

Merced County property record for 3964 Osprey Ct, Merced, CA 95340 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,757 sqft · built 2021
Lot Size	0.25 acres (10,928 sqft)
Owner	Company Name on File
Last Sale	$525,500 (Jul 2020)
Tax Bill	$8,274 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231-190-011-000`

Property Details

APN / Parcel Number

Primary APN	`231-190-011-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,757 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	10,928 sqft (0.25 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3964 OSPREY CT
City	MERCED
State	CA
Zip	95340-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANSIONETTE ESTATES UNIT 5 LOT 125
Legal Subdivision	MANSIONETTE ESTATE
Legal Lot Number	125
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1035
Census Tract	1801

Owner

Source: Merced County records · APN 231-190-011-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3964 OSPREY CT, MERCED, CA 95340-9603
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Intrafamily Transfer, Transfer
Jul 10, 2020	Grant Deed, Transfer · Conventional with PMI CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	0000023036
Last Transfer Date	Oct 27, 2022
Transfer Doc	0000036726
Record Updated	Jun 08, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Oct 27, 2022
Property Address	3964 OSPREY CT, MERCED, CA 95340-9603
Document Number	0000036726
Map Reference	VOL 79 PG 35-37
Instrument Date	Oct 25, 2022
Instrument	2022036726
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3964 OSPREY CT, MERCED, CA 95340-9603

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 10, 2020
Property Address	3964 OSPREY CT, MERCED, CA 95340-9603
Document Number	0000023036
Instrument Date	Jul 01, 2019
Instrument	23036
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3964 OSPREY CT MERCED CA 953409603, MERCED, CA 95340-9603

Mortgage

Document Number	23037
Date	Jul 10, 2020
Instrument	23037

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 09, 2035

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,274.00 (+6.97%) Homeowner's exemption	$568,599 (+4.04%) Land $86,593 Building $482,006
2023	$7,735.00 (+2.25%) Homeowner's exemption	$546,522 Land $83,232 Building $463,290
2022	$7,565.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470018011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 24% of California
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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