3964 Harmar Ct, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3964 Harmar Ct, Cincinnati, OH 45211 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,678 sqft · built 1941
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Sep 2018)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0121-0342-00`

Property Details

APN / Parcel Number

Primary APN	`550-0121-0342-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	1,134 sqft
Attic	Attic
Attic Area	544 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	136 ft deep x 26.8 ft wide
Garage Type	Basement
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3964 HARMAR CT
City	CINCINNATI
State	OH
Zip	45211-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMAR CT 26.83 X 136.85 IRR LOT 111 BLK C LEDERS 2ND SUB
Legal Subdivision	LEDERS 2ND SUB
Legal Block	C
Legal Lot Number	111
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2008
Census Tract	21001

Owner

Source: Hamilton County records · APN 550-0121-0342-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL CORP
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Sep 20, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Mar 12, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	201883594
Deed Book / Page	13757 / 115
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 19, 2026
Property Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Document Number	0000039181
Book / Page	15669 / 2608
Instrument Date	May 11, 2026
Instrument	202639181
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318

Mortgage

Document Number	0000039181,
Date	May 19, 2026
Book Page	15669/2608
Instrument	202639181

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318

Mortgage

Document Number	0000030513
Date	Mar 10, 2021
Book Page	14371/2158
Instrument	2021-0030513

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Document Number	0000012251
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3964 HARMAR CT CINCINNATI OH 452113318, CINCINNATI, OH 45211-3318

Mortgage

Document Number	0000012251
Date	Feb 05, 2020
Book Page	014098/000580
Instrument	12251

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 04, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2018
Property Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Document Number	0000083594
Book / Page	13757 / 00115
Map Reference	MB 41 PG 18
Instrument Date	Sep 07, 2018
Instrument	2018-0083594
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318

Mortgage

Document Number	0000083596
Date	Sep 20, 2018
Instrument	2018-0083596

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 12, 2018
Property Address	3964 HARMAR CT, CINCINNATI, OH 45211-3318
Document Number	0000020330
Book / Page	013622 / 001527
Instrument Date	Feb 28, 2018
Instrument	20330
Transaction Type	Transfer
Record Updated	May 01, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3980 KENKEL AVE CINCINNATI OH 452113344, CINCINNATI, OH 45211-3344

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00 (-0.23%)	$56,756 (-) Land $11,585 Building $45,171	$162,160 (-) Land $33,100 Building $129,060
2024	$3,041.00 (+1.71%)	$56,756 (-) Land $11,585 Building $45,171
2023	$2,990.00 (-7.34%)	$56,756 (+8.83%) Land $11,585 Building $45,171	$162,160 (+8.83%) Land $33,100 Building $129,060
2022	$3,227.00	$52,150 Land $10,388 Building $41,762
2020			$149,000 Land $29,680 Building $119,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610210012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

3964 Harmar Ct, Cincinnati, OH 45211 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Harmar Ct

Nearby Streets

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