3964 Dearborn St, Memphis, TN 38109 Property Records

Shelby County property record for 3964 Dearborn St, Memphis, TN 38109 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 2022
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2025)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-5099-0-0021`

Property Details

APN / Parcel Number

Primary APN	`07-5099-0-0021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3964 DEARBORN ST
City	MEMPHIS
State	TN
Zip	38109-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTWOOD MEADOWS
Legal Lot Number	10
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	2
Census Block	2001
Census Tract	22310

Owner

Source: Shelby County records · APN 07-5099-0-0021

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 RIVER CT, 1709, JERSEY CITY, NJ 07310-2028
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Sep 26, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2023	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Dec 05, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jul 27, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	May 15, 2025 · Amount on Record
Deed Document Number	202571531
Prior Transfer Date	Jun 05, 2022
Prior Transfer Doc	0000083683
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3964 DEARBORN ST, MEMPHIS, TN 38109-4402
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RIVER CT 1709, 1709, JERSEY CITY, NJ 07310-2028

Mortgage

Document Number	0025104706
Date	Dec 08, 2025
Instrument	25104706

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056
Prepayment Penalty	00 Months

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 26, 2025
Property Address	3964 DEARBORN ST, MEMPHIS, TN 38109-4402
Document Number	0025083950
Map Reference	MB 22 PG 75
Instrument Date	Sep 10, 2025
Instrument	25083950
Transaction Type	Transfer
Record Updated	Oct 06, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 RIVER CT APT 1709, 1709, JERSEY CITY, NJ 07310-2028

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 18, 2023
Property Address	3964 DEARBORN ST, MEMPHIS, TN 38109-4402
Document Number	0023069596
Map Reference	MB 22 PG 75
Instrument Date	Aug 08, 2023
Instrument	23069596
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$584.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 ROCK CREEK WAY, ROSEVILLE, CA 95747-7155

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Dec 05, 2022
Property Address	3964 DEARBORN ST, MEMPHIS, TN 38109-4402
Document Number	0022130923
Map Reference	MB 22 PG 75
Instrument Date	Nov 29, 2022
Instrument	22130923
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SIX BITS ST, BAILEY, CO 80421-1031

Mortgage

Document Number	0022130924
Date	Dec 05, 2022
Instrument	22130924

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 27, 2022
Property Address	3964 DEARBORN ST, MEMPHIS, TN 38109-4402
Document Number	0022083683
Map Reference	MB 22 PG 75
Instrument Date	Jun 05, 2022
Instrument	22083683
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Tax	$30.34
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8120 VALE CV, HERNANDO, MS 38632-8684
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 (-2.75%)	$39,475 (+22.59%) Land $2,625 Building $36,850	$157,900 (+22.59%) Land $10,500 Building $147,400
2024	$1,091.00 (-44.37%)
2023		$32,200 Land $2,050 Building $30,150
2022	$1,961.00
2021			$128,800 Land $8,200 Building $120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (47157C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Tennessee
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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