39638 Windswept Way, Bethany Beach, DE 19930 Property Records

Sussex County property record for 39638 Windswept Way, Bethany Beach, DE 19930

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,960 sqft · built 2001
Lot Size	0.442 acres (19,258 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,300,000 (Jan 2017)
Tax Bill	$2,940 (2026)
Deeds & Mortgages	Apr 2026 Sale Dec 2025 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`134-9.00-1115.00`

Property Details

APN / Parcel Number

Primary APN	`134-9.00-1115.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	19,258 sqft (0.442 acres)
Lot Dimensions	186 ft deep x 65 ft wide
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	744 sqft
Deck Area	Deck Area
Patio Area	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	39638 WINDSWEPT WAY
City	BETHANY BEACH
State	DE
Zip	19930-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	OCEAN BREEZES LOT 22 PHASE 2
Legal Subdivision	OCEAN BREEZES
Legal Phase	2
Legal Lot Number	22
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	1
Census Block	1004
Census Tract	51201

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jan 12, 2017	Grant Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	20171497
Deed Book / Page	4650 / 291
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Apr 1, 2026
Property Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Document Number	0000011847
Book / Page	6481 / 242
Instrument Date	Mar 30, 2026
Instrument	202611847
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Investor	Possibly a Property Investor

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237060093
Date	Dec 30, 2025
Book Page	23706/93
Instrument	2025000048927

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213520323
Date	Oct 3, 2022
Book Page	21352/323
Instrument	20220000045386

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jan 12, 2017
Property Address	39638 WINDSWEPT WAY, BETHANY BEACH, DE 19930-3422
Document Number	0046500292
Book / Page	004650 / 000292
Instrument Date	Dec 8, 2016
Instrument	1497
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3204 FLAGSTICK DR MOUNT AIRY MD 217718093, MOUNT AIRY, MD 21771-8093

Mortgage

Document Number	159900178
Date	Jan 12, 2017
Book Page	015990/000178
Instrument	1498

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,940.00 (+0.44%)	$54,500 (-) Land $13,400 Building $41,100	$1,370,400 (-) Land $896,800 Building $473,600
2025	$2,927.00 (+30.03%)	$54,500 (-) Land $13,400 Building $41,100	$1,370,400 (+1,157.25%) Land $896,800 Building $473,600
2023	$2,251.00	$54,500 Land $13,400 Building $41,100	$109,000 Land $26,800 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 496 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	665 units insured incl. 169 condo units
Nearby Flood Claims	130 (1981–2025)
Claims Outside the SFHA	3 of 130
Most Recent Claim	Aug 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 35 claims Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims Severe Coastal Storm, Jan 1992 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 87% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWEY BEACH WATER DEPARTMENT serves 31,000 people · EPA ID DE0000825
Water Source	Purchased groundwater from REHOBOTH BEACH WATER DEPARTMENT
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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