Macomb County property record for 39632 Chart St, Harrison Township, MI 48045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,536 sqft · built 1977 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-16-305-026 |
| Primary APN | 17-12-16-305-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 39632 CHART ST |
|---|---|
| City | HARRISON TOWNSHIP |
| State | MI |
| Zip | 48045-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-C |
| Legal Description | CAMPAU'S MACOMB PARK SUBD'N OF LOT 1; 10 & PART OF LOT 2 OF G.H. PRENTIS SUB. OF P.C. 604 S 30 FT LOT 308 & N 20 FT LOT 309 |
| Legal Subdivision | OF G.H . PRENTIS SUB |
| Legal Lot Number | 308-309 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 247301 |
39632 Chart St is owned and occupied by two individuals who acquired it in January 2015.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39632 CHART ST, HARRISON TOWNSHIP, MI 48045-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2021 | Deed of Trust, Mortgage · VA Mortgage PREMIER PROCESSING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2015 |
| Deed Sale | Jan 20, 2015 |
| Prior Sale | Jan 15, 2015 |
| Deed Document Number | 20155007385 |
| Deed Book / Page | 23207 / 334 |
| Prior Transfer Date | Jan 2, 2015 |
| Prior Transfer Doc | 0000007385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 39632 CHART ST, HARRISON TOWNSHIP, MI 48045-1726 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 39632 CHART ST, HARRISON TWP, MI 48045-1726 |
| Document Number | 2500090118 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 30325/8 |
| Instrument | 202500090118 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 39632 CHART ST, HARRISON TOWNSHIP, MI 48045-1726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000046103 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 26639/885 |
| Instrument | 2046103 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 39632 CHART ST, HARRISON TOWNSHIP, MI 48045-1726 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | DEVON TITLE |
| Name | Verified Name |
|---|---|
| Address | 39632 CHART ST, HARRISON TOWNSHIP, MI 48045-1726 |
| Document Number | 2102290181 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 28299/38 |
| Instrument | 202102290181 |
| Name | PREMIER PROCESSING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHILADELPHIA, PA 19103 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Harrison Charter Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,000 (+2.63%) | $242,000 (+2.63%) | |
| 2025 | Homeowner's exemption | $117,900 | $235,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39632 Chart St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39632 Chart St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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