St. Louis City property record for 3963 Utah St, Saint Louis, MO 63116
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 2,124 sqft · built 1922 |
| Lot Size | 0.137 acres (5,986 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2020) |
| Tax Bill | $4,127 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2022 Mortgage + 1 more |
| APN | 4148-9-410.000 |
| Primary APN | 4148-9-410.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,124 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,986 sqft (0.137 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3963 UTAH ST |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63116-3812 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B |
| Legal Description | C.B. 4148 UTAH AVE 40 FT X 124 FT 4 IN RUSSELL PL ADDN LOT W-13 |
| Legal Subdivision | RUSSELL PL ADDN |
| Legal Block | 2 |
| Legal Lot Number | W-13 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 116200 |
Source: St. Louis City records · APN 4148-9-410.000
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3963 UTAH ST, SAINT LOUIS, MO 63116-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Dec 23, 2020 | Warranty Deed, Transfer · FHA Mortgage F&B ACQUISITION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on Record |
| Deed Sale | Dec 23, 2020 · Amount on Record |
| Prior Sale | Apr 03, 2007 · Amount on Record |
| Deed Document Number | 2020269 |
| Prior Transfer Date | Nov 05, 2020 |
| Prior Transfer Doc | 0000000268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3963 UTAH ST, SAINT LOUIS, MO 63116-3812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3963 UTAH ST A, A, SAINT LOUIS, MO 63116-3812 |
| Document Number | 0000000024 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 10202022-0024 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 01, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3963 UTAH ST, SAINT LOUIS, MO 63116-3812 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 3963 UTAH ST A, A, SAINT LOUIS, MO 63116-3812 |
| Document Number | 0000000129 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 04112022-0129 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Recording Date | Dec 23, 2020 |
| Property Address | 3963 UTAH ST, SAINT LOUIS, MO 63116-3812 |
| Document Number | 0002230269 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 201223000269 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3963 UTAH ST ST LOUIS MO 631163812, ST LOUIS, MO 63116-3812 |
| Document Number | 2230270 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 201223000270 |
| Name | F&B ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
Source: St. Louis City records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,080 (-) Land $3,040 Building $47,040 | ||
| 2025 | $4,127.00 (+64.55%) | $50,080 (+60.72%) Land $3,040 Building $47,040 | $263,580 (+60.72%) Land $16,000 Building $247,580 |
| 2023 | $2,508.00 (+9.04%) | $31,160 (+13.35%) Land $3,040 Building $28,120 | $164,000 (+13.35%) Land $16,000 Building $148,000 |
| 2022 | $2,300.00 | $27,490 Land $3,040 Building $24,450 | |
| 2021 | $144,684 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 1,049 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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