3963 S Bahama St, Aurora, CO 80013 Property Records

Arapahoe County property record for 3963 S Bahama St, Aurora, CO 80013

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,652 sqft · built 1981
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$353,000 (Jul 2019)
Tax Bill	$2,543 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2073-03-3-06-014`

Property Details

APN / Parcel Number

Primary APN	`2073-03-3-06-014`
Alternative APNs	`031598419` `31598419` `598419`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	548 sqft
2nd Floor Area	576 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031598419
Street Address	3963 S BAHAMA ST
City	AURORA
State	CO
Zip	80013-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 033241 SUBDIVISIONNAME HIGHPOINT SUB 2ND FLG BLOCK 004 LOT 014 LOT 14 BLK 4 HIGHPOINT SUB 2ND FLG
Legal Range	66W
Legal Township	5S
Legal Section	03
Legal Quarter	3
Legal Subdivision	HIGHPOINT SUB 2ND FLG
Legal Block	004,4
Legal Lot Number	14
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	1
Census Block	1020
Census Tract	84300

Owner

3963 S Bahama St is owned and occupied by an individual who bought it in July 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3963 S BAHAMA ST, AURORA, CO 80013-3612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Jul 19, 1999 · Amount on File
Deed Document Number	201974668
Prior Transfer Date	Feb 1, 1984
Prior Transfer Doc	4115000557
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	3963 S BAHAMA ST, AURORA, CO 80013-3612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0080214
Date	Jul 1, 2020
Instrument	E0080214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 26, 2019
Property Address	3963 S BAHAMA ST, AURORA, CO 80013-3612
Document Number	00D9074668
Instrument Date	Jul 24, 2019
Instrument	D9074668
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST INTEGRITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 S BAHAMA ST, AURORA, CO 80013-3612

Mortgage

Document Number	00D9074669
Date	Jul 26, 2019
Instrument	D9074669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3963 S Bahama St was $2,543, up 1.3% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,929 (-2.08%)	$472,700 (-) Land $170,000 Building $302,700
2025	$2,543.00 (+1.31%)	$29,544	$472,700 Land $170,000 Building $302,700
2024	$2,510.00
2023		$31,993	$532,500 Land $170,000 Building $362,500
2021	$1,843.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3963 S Bahama St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3963 S Bahama St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,017 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, BAM Broadband, Kellin Communications.

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