3963 Ottawa Dr, Camp Connell (Arnold), CA 95223 Property Records

Calaveras County property record for 3963 Ottawa Dr, Camp Connell, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 1987
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Oct 2017)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-044-032-000`

Property Details

APN / Parcel Number

Primary APN	`023-044-032-000`
Alternative APN	`023-044-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Architectural Style	Modern
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic

Location & Zoning

Old Parcel Number	023-044-032
Street Address	3963 OTTAWA DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BIG TREES VILLAGE 5 TRACT 192 LOT 199
Legal Subdivision	BIG TREES VILLAGE
Legal Tract	192
Legal Lot Number	199
Legal Unit	5
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	2
Census Block	2175
Census Tract	504

Owner

3963 Ottawa Dr is owned by two individuals who bought it in October 2017.

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	596 MYRTLE BEACH DR, BRENTWOOD, CA 94513-5617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Oct 3, 2017	Grant Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2017 · Amount on File
Deed Sale	Oct 3, 2017 · Amount on File
Prior Sale	Oct 1, 2004 · Amount on File
Deed Document Number	201711261
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	3963 OTTAWA DR, CAMP CONNELL, CA 95223
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008004
Date	Jun 25, 2020
Instrument	2020-008004

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 3, 2017
Property Address	3963 OTTAWA DR, CAMP CONNELL, CA 95223
Document Number	0000011261
Map Reference	MB3 PG33
Instrument Date	Sep 27, 2017
Instrument	2017-11261
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	596 MYRTLE BEACH DR, BRENTWOOD, CA 94513-5617

Mortgage

Document Number	0000011262
Date	Oct 3, 2017
Instrument	2017-11262

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3963 Ottawa Dr was $5,329.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,623 (+2%) Land $34,815 Building $417,808
2025	$5,329.00	$443,749 Land $34,133 Building $409,616
2023	$5,177.00 (+4.54%)	$426,519 Land $32,808 Building $393,711
2022	$4,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3963 Ottawa Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3963 Ottawa Dr is high, ranking above 87% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ottawa Dr

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