3963 Murphy Rd, Eastover (Fayetteville), NC 28312 Property Records

Cumberland County property record for 3963 Murphy Rd, Eastover, NC 28312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 1988
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,324 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0468-92-2653`

Property Details

APN / Parcel Number

Primary APN	`0468-92-2653`
Alternative APN	`0468.04922653`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,288 sqft Heated Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Lot Dimensions	583 ft deep x 188 ft wide
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	3963 MURPHY RD
City	EASTOVER
State	NC
Zip	28312-9055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	CARSON C CULBRETH LO:A SE:01 PL:0063-0031
Legal Subdivision	WOODCROFT (MURPHY RD)
Legal Block	92
Legal Lot Number	A
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	4
Census Block	4013
Census Tract	2702

Owner

3963 Murphy Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage LENDIFY HOME LOANS LLC
Dec 30, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC
Jun 5, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 18, 2021	Intrafamily Transfer, Transfer · VA Mortgage NP INC
Jul 26, 2017	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021
Deed Sale	Oct 18, 2021
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	202148353
Deed Book / Page	11282 / 144
Prior Transfer Date	May 31, 2016
Prior Transfer Doc	0098710830
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 MURPHY RD, EASTOVER, NC 28312-9055

Mortgage

Document Number	0124110055
Date	Dec 29, 2025
Book Page	12411/55
Instrument	40715

Lender

Name	LENDIFY HOME LOANS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 600, TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 MURPHY RD, EASTOVER, NC 28312-9055

Mortgage

Document Number	0121390161
Date	Dec 30, 2024
Book Page	12139/161
Instrument	39158

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	880 W LONG LAKE RD STE 300, TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107840196
Date	Jun 5, 2020
Book Page	10784/196
Instrument	19376

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Oct 18, 2021
Property Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Document Number	0112820144
Book / Page	11282 / 144
Map Reference	MB 63 PG 31
Instrument Date	Oct 13, 2021
Instrument	48353
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 MURPHY RD, EASTOVER, NC 28312-9055

Mortgage

Document Number	0000048354
Date	Oct 18, 2021
Instrument	48354

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 26, 2017
Property Address	3963 MURPHY RD, EASTOVER, NC 28312-9055
Document Number	0101370695
Book / Page	10137 / 695
Instrument Date	Jul 26, 2017
Instrument	23544
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 MURPHY RD, EASTOVER, NC 28312-9055

Mortgage

Document Number	0000023545
Date	Jul 26, 2017
Instrument	23545

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3963 Murphy Rd was $3,324.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Eastover Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,324.00
2025	$3,324.00 (+8.91%)	$311,840 (+15.98%) Land $58,750 Building $253,090	$311,840 (+15.98%) Land $58,750 Building $253,090
2024	$3,052.00 (+6.08%)	$268,880 (-) Land $52,500 Building $216,380	$268,880 (-) Land $52,500 Building $216,380
2023	$2,877.00 (+1.3%)	$268,880 Land $52,500 Building $216,380	$268,880 Land $52,500 Building $216,380
2022	$2,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3963 Murphy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3963 Murphy Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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