3963 Glading Dr, San Diego, CA 92154 Property Records

San Diego County property record for 3963 Glading Dr, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1968
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2003)
Tax Bill	$5,571 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`631-050-59-00`

Property Details

APN / Parcel Number

Primary APN	`631-050-59-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3963 GLADING DR
City	SAN DIEGO
State	CA
Zip	92154-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 226 TR 005916
Legal Subdivision	FORTUNE PARK
Legal Tract	005916
Legal Block	4
Legal Lot Number	226
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	10003

Owner

3963 Glading Dr is owned and occupied by two individuals who acquired it in September 2010.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3963 GLADING DR, SAN DIEGO, CA 92154-2533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage IDEAL HOME LOANS LLC IDEAL HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2003 · Amount on File
Deed Sale	Mar 17, 2003 · Amount on File
Prior Sale	Dec 31, 1998 · Amount on File
Deed Document Number	2003297779
Last Transfer Date	Sep 28, 2010
Transfer Doc	0000531862
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3963 GLADING DR, SAN DIEGO, CA 92154-2533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 GLADING DR, SAN DIEGO, CA 92154-2533

Mortgage

Document Number	0000689411
Date	Nov 5, 2020
Instrument	2020-0689411

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3963 GLADING DR, SAN DIEGO, CA 92154-2533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006263
Date	Jan 5, 2018
Instrument	2018-0006263

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3963 GLADING DR, SAN DIEGO, CA 92154-2533
Document Number	0000060640
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3963 GLADING DR SAN DIEGO CA 921542533, SAN DIEGO, CA 92154-2533

Mortgage

Document Number	0000060640
Date	Feb 6, 2017
Instrument	60640

Lender

Name	IDEAL HOME LOANS LLC IDEAL HOME LOANS LLC
Type	Mortgage Company
Address	DENVER, CO 80237

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3963 Glading Dr was $5,571 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,771 (+2%) Land $206,807 Building $228,964
2025	$5,571.00 Homeowner's exemption	$427,227 Land $202,752 Building $224,475
2023	$4,801.00 (+2.98%) Homeowner's exemption	$410,639 Land $194,880 Building $215,759
2022	$4,662.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3963 Glading Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3963 Glading Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,046 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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