3963 Flat Rock St, Aurora, CO 80019 Property Records

Adams County property record for 3963 Flat Rock St, Aurora, CO 80019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,316 sqft · built 2022
Lot Size0.164 acres (7,133 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Apr 2023)
Tax Bill$4,715 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Mar 2023 Sale & Mortgage
+ 2 more
APN1819-19-4-05-020

Property Details

APN / Parcel Number

Primary APN1819-19-4-05-020
Alternative APNs
  • 0181919405020
  • R0205947

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,316 sqft Living Area
Gross Area3,046 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,133 sqft (0.164 acres)
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchCovered Slab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0205947
Street Address3963 FLAT ROCK ST
CityAURORA
StateCO
Zip80019-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE AURORA HIGHLANDS SUBD FLG NO 2 BLK 1 LOT 7
Legal Range65W
Legal Township03S
Legal Section19
Legal Quarter4
Legal SubdivisionTHE AURORA HIGHLANDS
Legal Block1
Legal Lot Number7
JurisdictionADAMS CO
Township / Civil DivisionNORTH AURORA
Census Block Group1
Census Block1003
Census Tract8354

Owner

3963 Flat Rock St is owned and occupied by an individual who bought it in April 2023.

Source: Adams County records, as of March 31, 2026

Owner of RecordIndividual Name on File
Mailing Address3963 FLAT ROCK ST, AURORA, CO 80019-2305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Warranty Deed, Transfer · Conventional Mortgage
NATIONS LENDING CORP
Mar 23, 2023Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
PULTE MORTGAGE LLC
Dec 28, 2022Special Warranty Deed, Subdivision Related Transfer
May 3, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2023 · Amount on File
Deed SaleApr 25, 2023 · Amount on File
Prior SaleMay 3, 2022 · Amount on File
Deed Document Number202322694
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAMS CO
Recording DateApr 25, 2023
Property Address3963 FLAT ROCK ST, AURORA, CO 80019-2305
Document Number0000022694
Map ReferenceDOC 2020000118550
Instrument DateApr 19, 2023
Instrument2023000022694
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyFITCO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$54.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3963 FLAT ROCK ST, AURORA, CO 80019-2305

Mortgage

Document Number0000022695
DateApr 25, 2023
Instrument2023000022695
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateMar 23, 2023
Property Address3963 FLAT ROCK ST, AURORA, CO 80019-2305
Document Number0000015417
Map ReferenceDOC 2022000025775
Instrument DateMar 22, 2023
Instrument2023000015417
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 20, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$91.05
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address23670 E 39TH PL, AURORA, CO 80019-3824

Mortgage

Document Number0000015418
DateMar 23, 2023
Instrument2023000015418
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateDec 28, 2022
Property Address3963 FLAT ROCK ST, AURORA, CO 80019-2305
Document Number0000099824
Instrument DateDec 27, 2022
Instrument2022000099824
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 20, 2024

Transaction

AmountAmount on Record
Tax$80.59
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3834 N DUQUESNE ST, AURORA, CO 80019-3726

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionADAMS CO
Recording DateMay 3, 2022
Property Address3963 FLAT ROCK ST, AURORA, CO 80019-2305
Document Number0000039650
Map ReferenceDOC 202000118550
Instrument DateApr 29, 2022
Instrument2022000039650
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 20, 2024
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.15
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

NameVerified Name
Address3963 FLAT ROCK ST, AURORA, CO 80019-2305

Mortgage

Document Number0000039651
DateMay 3, 2022
Instrument2022000039651
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3963 Flat Rock St was $4,715, down 37.5% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateColorado
CountyAdams County
MunicipalityAurora City
Unified School DistrictAdams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,715.00 (-37.52%)$40,800 Land $7,480 Building $33,320$600,000 Land $110,000 Building $490,000
2024$7,546.00 (-10.18%)
2023$8,401.00 (+10.13%)$43,030 (+11.19%) Land $6,430 Building $36,600$636,000 (+376.63%) Land $95,000 Building $541,000
2022$7,628.00$38,700 Land $38,700$133,436 Land $133,436

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 3963 Flat Rock St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3963 Flat Rock St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 42% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AURORA
serves 533,407 people · EPA ID CO0103005
Water SourceSurface water
Last State InspectionSep 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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