Cabarrus County property record for 3963 Black Ct, Harrisburg, NC 28075
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,893 sqft · built 2023 |
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jan 2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01010I0135.000000 |
| Primary APN | 01010I0135.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,273 sqft |
| 1st Floor Area | 861 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,960 sqft (0.045 acres) |
| Garage Type | Mixed |
| Garage Area | 256 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Porch | Slab |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 167991 |
|---|---|
| Street Address | 3963 BLACK CT |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-7489 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 135 HARRISBURG VILLAGE |
| Legal Subdivision | HARRISBURG VILLAGE |
| Legal Lot Number | 135 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42604 |
3963 Black Ct, a townhouse, is owned and occupied by an individual who bought it in January 2024.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3963 BLACK CT, HARRISBURG, NC 28075-7489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on File |
| Deed Sale | Jan 3, 2024 · Amount on File |
| Prior Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 2024114 |
| Deed Book / Page | 16769 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 3, 2024 |
| Property Address | 3963 BLACK CT, HARRISBURG, NC 28075-7489 |
| Document Number | 0016769171 |
| Book / Page | 16769 / 171 |
| Map Reference | MB 93 PG 48-55 |
| Instrument Date | Jan 3, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2857 WESTPORT RD, CHARLOTTE, NC 28208-3647 |
| Name | Verified Name |
|---|---|
| Address | 3963 BLACK CT, HARRISBURG, NC 28075-7489 |
| Document Number | 0167690173 |
|---|---|
| Date | Jan 3, 2024 |
| Instrument | 16769-0173 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $418,360 Land $90,000 Building $328,360 | |
| 2024 | $418,360 (+736.72%) Land $90,000 Building $328,360 | |
| 2023 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3963 Black Ct in Zone X, an area of minimal flood risk, though there have been 76 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 76 (1982–2026) |
| Claims Outside the SFHA | 13 of 76 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3963 Black Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures