3963 Bayside Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3963 Bayside Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,683 sqft · built 1988
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,299,500 (Apr 2026)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-749-02794400`

Property Details

APN / Parcel Number

Primary APN	`01-749-02794400`
Alternative APNs	`1-749-02794400` `74902794400`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,683 sqft Living Area
1st Floor Area	993 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Waterfront
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	74902794400
Street Address	3963 BAYSIDE DR
City	EDGEWATER
State	MD
Zip	21037-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 13 14 BK 1 SHOREHAM BEACH
Legal Subdivision	SHOREHAM BEACH
Legal Block	1
Legal Lot Number	13
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed, Transfer QUILTY TITLE, QUIET TITLE
Aug 3, 2023	Deed, Transfer NOT AVAILABLE, TITLEMAX LLC
Aug 15, 2023	Re-recorded Document · Conventional Mortgage UNITED NATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Aug 15, 2023 · Amount on Record
Deed Book / Page	42303 / 450
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0398620164
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 30, 2026
Property Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435
Document Number	0423030450
Book / Page	42303 / 450
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	QUILTY TITLE, QUIET TITLE

Transaction

Amount	Amount Recorded
Tax	$1,312,495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 3, 2023
Property Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435
Document Number	0398360257
Book / Page	39836 / 257
Map Reference	MB 10 PG 20
Instrument Date	Jul 31, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Tax	$2,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435

August 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 15, 2023
Property Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435
Document Number	0398620164
Book / Page	39862 / 164
Map Reference	MB 10 PG 20
Instrument Date	Jul 31, 2023
Record Updated	Aug 31, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3963 BAYSIDE DR, EDGEWATER, MD 21037-4435

Mortgage

Document Number	0039862171
Date	Aug 15, 2023
Instrument	39862/171

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2026
Change Frequency	3 Years
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	3-Year TN
Max Rate	12.2%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,200 (+14.72%) Land $457,500 Building $416,700	$874,200 (-) Land $457,500 Building $416,700
2025	$8,601.00 (+46.5%) Homeowner's exemption	$762,033 (+41.72%)	$874,200 (+62.58%) Land $457,500 Building $416,700
2023	$5,871.00 (+7.37%)	$537,700 (+2.76%) Land $335,000 Building $202,700	$537,700 (-) Land $335,000 Building $202,700
2022	$5,468.00	$523,267	$537,700 Land $335,000 Building $202,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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