1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Baja Dr

3963 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3963 Baja Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,972 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$244,400 (2017)
Tax Bill$5,457.00 (2025)

Property Details

APN / Parcel Number

Primary APN352630096400014390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,972 sqft Heated Area
Gross Area2,520 sqft Gross Area
1st Floor1,972 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area438 sqft Garage
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area110 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3963 BAJA DR
CitySAINT CLOUD
StateFL
Zip34772-8153
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 439
Legal Range30E
Legal Township26S
Legal Section35
Legal SubdivisionWHALEYS CREEK PH 1 2 & 3
Legal Phase1
Legal Tract964
Legal Lot Number439
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2011
Census Tract43304

Owner

Source: Osceola County records · APN 352630096400014390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3963 BAJA DR, SAINT CLOUD, FL 34772-8153
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
US BANK NA
Aug 22, 2017Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2017 · Amount on Record
Deed SaleAug 22, 2017 · Amount on Record
Deed Doc Number2017121730
Deed Book / Page5198 / 1116
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3963 BAJA DR, SAINT CLOUD, FL 34772-8153
Transaction TypeMortgage
Record UpdatedMar 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3963 BAJA DR, SAINT CLOUD, FL 34772-8153

Mortgage

Document Number0061572912
DateFeb 24, 2022
Book Page6157/2912
Instrument2022030662
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 22, 2017
Property Address3963 BAJA DR, SAINT CLOUD, FL 34772-8153
Document Number0051981116
Book / Page5198 / 1116
Map ReferenceMB24 PG161-167
Instrument DateAug 17, 2017
Instrument2017121730
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,710.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address3963 BAJA DR, SAINT CLOUD, FL 34772-8153

Mortgage

Document Number0051981118
DateAug 22, 2017
Instrument5198/1118
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,457.00 (+4%) Homeowner's exemption$239,454 (+5.99%)$338,800 (+3.64%) Land $70,000 Building $268,800
2023$5,247.00 (+2.42%) Homeowner's exemption$225,929 (+3%)$326,900 (+10.22%) Land $65,000 Building $261,900
2022$5,123.00 Homeowner's exemption$219,349$296,600 Land $60,000 Building $236,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Baja Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures