3962 Plum St, Conover, NC 28613 Property Records

Catawba County property record for 3962 Plum St, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,364 sqft · built 1996
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Feb 2020)
Tax Bill	$1,001 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3733-15-62-9548`

Property Details

APN / Parcel Number

Primary APN	`3733-15-62-9548`
Alternative APN	`0800525`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	2,548 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	218 ft deep x 97 ft wide
Porch	Porch
Porch Area	132 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3962 PLUM ST
City	CONOVER
State	NC
Zip	28613-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 15 PL 38-57
Legal Subdivision	CARLIN ACRES PHASE ONE
Legal Lot Number	15
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1000
Census Tract	10204

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3962 PLUM ST, CONOVER, NC 28613-8029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Feb 25, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Sep 1, 1997 · Amount on Record
Deed Document Number	20203613
Deed Book / Page	3556 / 774
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Recording Date	Jun 5, 2026
Property Address	3962 PLUM ST, CONOVER, NC 28613-8029
Document Number	0000011320
Book / Page	4025 / 1414
Instrument Date	Jun 3, 2026
Instrument	202611320
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 PLUM ST, CONOVER, NC 28613-8029

Mortgage

Document Number	0000011320,
Date	Jun 5, 2026
Book Page	4025/1414
Instrument	202611320

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	3962 PLUM ST, CONOVER, NC 28613-8029
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033841790
Date	Feb 8, 2017
Book Page	03384/1790
Instrument	02277

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Feb 25, 2020
Property Address	3962 PLUM ST, CONOVER, NC 28613-8029
Document Number	0035560774
Book / Page	3556 / 774
Map Reference	MB 38 PG 57
Instrument Date	Feb 25, 2020
Instrument	3613
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3906 WOOD DUCK CT NW, 3906, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 PLUM ST, CONOVER, NC 28613-8029

Mortgage

Document Number	0000003614
Date	Feb 25, 2020
Instrument	3614

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,300 (-) Land $13,000 Building $238,300
2025	$1,001.00 (-16.72%)	$251,300 (+67.53%) Land $13,000 Building $238,300
2024	$1,202.00
2023	$1,202.00	$150,000 Land $13,000 Building $137,000	$251,300 Land $13,000 Building $238,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Plum St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures