Merced County property record for 3962 Nellie St, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,091 sqft · built 1985 |
| Lot Size | 0.25 acres (10,876 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,055 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 061-121-014-000 |
| Primary APN | 061-121-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,091 sqft Living Area |
| 1st Floor Area | 1,091 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,876 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | None |
|---|
| Old Parcel Number | 061-121-014 |
|---|---|
| Street Address | 3962 NELLIE ST |
| City | MERCED |
| State | CA |
| Zip | 95340-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15000 |
| Legal Description | FAN SUB POR LOT 101 SEC 27/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 27 |
| Legal Subdivision | FAN SUB |
| Legal Lot Number | 101 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3962 NELLIE ST, MERCED, CA 95340-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 22, 2024 |
| Transfer Doc | 0000012124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3962 NELLIE ST, MERCED, CA 95340-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3962 NELLIE ST, MERCED, CA 95340-9468 |
| Document Number | 0000035175 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020035175 |
| Name | MERCO CU |
|---|---|
| Type | Credit Union |
| Address | MERCED, CA 95340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $98,263 (+2%) Land $23,692 Building $74,571 | |
| 2025 | $1,055.00 (+7.22%) Homeowner's exemption | $96,337 (+4.04%) Land $23,228 Building $73,109 |
| 2023 | $984.00 (+1.55%) Homeowner's exemption | $92,598 Land $22,327 Building $70,271 |
| 2022 | $969.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 3 (2020–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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