3962 Mountain Crest Cir, Alexander, AR 72002 Property Records

Saline County property record for 3962 Mountain Crest Cir, Alexander, AR 72002

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,647 sqft · built 2007
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Sep 2021)
Tax Bill	$3,377 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`880-06400-083`

Property Details

APN / Parcel Number

Primary APN	`880-06400-083`
Alternative APN	`85501`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	416 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	165 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	85501
Street Address	3962 MOUNTAIN CREST CIR
City	ALEXANDER
State	AR
Zip	72002-2295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2021-025668
Legal Range	13W
Legal Township	01S
Legal Section	20
Legal Subdivision	STALLION PASS PH 2
Legal Lot Number	83
Jurisdiction	SALINE AR
Township / Civil Division	OTTER
Census Block Group	1
Census Block	1007
Census Tract	10408

Owner

Source: Saline County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3962 MOUNTAIN CREST CIR, ALEXANDER, AR 72002-2295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
May 18, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Aug 15, 2007
Deed Document Number	2021-025668
Deed Book / Page	2021 / 025668
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 22, 2021
Property Address	3962 MOUNTAIN CREST CIR, ALEXANDER, AR 72002-2295
Document Number	0000025668
Instrument Date	Sep 20, 2021
Instrument	2021-025668
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3962 MOUNTAIN CREST CIR, 3962, ALEXANDER, AR 72002-2295

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 BIRDIE LN, BRYANT, AR 72022-6735

Mortgage

Document Number	0000025669
Date	Sep 22, 2021
Instrument	2021-025669

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3962 MOUNTAIN CREST CIR, ALEXANDER, AR 72002-2295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008969
Date	May 18, 2017
Instrument	2017-008969

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3962 MOUNTAIN CREST CIR, ALEXANDER, AR 72002-2295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002085
Date	Feb 5, 2018
Instrument	2018-002085

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	3962 MOUNTAIN CREST CIR, ALEXANDER, AR 72002-2295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023295
Date	Oct 16, 2020
Instrument	2020-023295

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Saline County
Municipality	Shannon Hills City
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,357 (-) Land $6,760 Building $30,597
2024	$3,377.00
2023	$3,377.00	$37,357 Land $6,760 Building $30,597	$186,785 Land $33,800 Building $152,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (2008–2025)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHANNON HILLS WATER DEPT serves 4,263 people · EPA ID AR0000800
Water Source	Purchased surface water from CENTRAL ARKANSAS WATER
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Cable One.

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