Pierce County property record for 3962 Moonlight Ct, Gig Harbor, WA 98332
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,782 sqft · built 2017 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Sep 2024) |
| Tax Bill | $6,492 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400333-1-310 |
| Primary APN | 400333-1-310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,782 sqft Living Area |
| Gross Area | 3,238 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,500 sqft (0.103 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 367 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 3962 MOONLIGHT CT |
|---|---|
| City | GIG HARBOR |
| State | WA |
| Zip | 98332-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GIGH |
| Legal Description | SECTION 31 TOWNSHIP 22 RANGE 02 QUARTER 11 HARBOR HILL DIV S2 - S6 L 131 EASE OF REC OUT OF 400321-029-0 SEG 2017-0250 JP 12/08/16 JP |
| Legal Range | 02 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | HARBOR HILL DIV S2 - S6 |
| Legal Lot Number | 131 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GIG HARBOR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 72509 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Mar 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTY HOME MORTGAGE CORP |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Apr 23, 2019 | Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU |
| Apr 19, 2018 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 2024333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Oct 7, 2026 |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Document Number | 0000000009 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 202610079 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Document Number | 0000000009, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202610079 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0003160534 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 202003160534 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0003160535 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 202003160535 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007020232 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 202107020232 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NASHVILLE, TN 37210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Document Number | 1904290212 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3962 MOONLIGHT CT GIG HARBOR WA 983325132, GIG HARBOR, WA 98332-5132 |
| Document Number | 1904290212 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 201904290212 |
| Name | WASHINGTON ST EMP CU |
|---|---|
| Type | Credit Union |
| Address | OLYMPIA, WA 98501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 19, 2018 |
| Property Address | 3962 MOONLIGHT CT, GIG HARBOR, WA 98332-5132 |
| Document Number | 1804190577 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 201804190577 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,971.22 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3962 MOONLIGHT CT GIG HARBOR WA 983325132, GIG HARBOR, WA 98332-5132 |
| Document Number | 1804190578 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 201804190578 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Gig Harbor City |
| Unified School District | Peninsula School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,492.00 (+3.64%) | $761,200 (+7.2%) Land $261,700 Building $499,500 | $761,200 (+7.2%) Land $261,700 Building $499,500 |
| 2025 | $6,264.00 (+3.95%) | ||
| 2024 | $6,026.00 (+3.13%) | $710,100 (-2.53%) Land $254,000 Building $456,100 | $710,100 (-2.53%) Land $254,000 Building $456,100 |
| 2023 | $5,843.00 | $728,500 Land $254,000 Building $474,500 | $728,500 Land $254,000 Building $474,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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