3962 Miami Rd, Cincinnati, OH 45227 Property Records

Hamilton County property record for 3962 Miami Rd, Cincinnati, OH 45227 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1940
Square Footage2,383 sqft Living Area
Lot Size6,055 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$456,500 (2019)
Tax Bill$12,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN527-0020-0055-00
Alternative APN
  • 0011251

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,383 sqft Living Area
Gross Area3,194 sqft Gross Area
1st Floor1,161 sqft 1st Floor
2nd Floor872 sqft 2nd Floor
Upper Floors400 sqft Upper Floors
Basement Area1,161 sqft Basement
Finished Basement350 sqft Finished
Unfinished Basement811 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof MaterialAsphalt Roof
Lot Area6,055 sqft (0.139 acres)
Depth X Width118 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Garage Area200 sqft Garage
Deck AreaDeck Area
Patio Area455 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address3962 MIAMI RD
CityCINCINNATI
StateOH
Zip45227-3349
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3962 MIAMI RD 60 X 118.88 IRRPT LOTS 2-3-4 TOWN OF MARIEMONTSQ 9 PARS 55-57 CONS
Legal SubdivisionTOWN MARIEMONT
Legal Lot Number2-3
JurisdictionHAMILTON OH
Minor Civil DivisionMARIEMONT
Census Blockgroup1
Census Block1013
Census Tract24800

Owner

Source: Hamilton County records · APN 527-0020-0055-00

Assessment roll updated January 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3962 MIAMI RD, CINCINNATI, OH 45227-3349
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Nov 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHEMICAL BANK
Jul 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
STOCK YARDS BK
Jan 24, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
CHEMICAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleApr 23, 2014 · Amount on Record
Deed Doc Number20196217
Deed Book / Page13840 / 310
Prior Transfer DateJun 24, 2009
Prior Transfer Doc0000000564
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3962 MIAMI RD, CINCINNATI, OH 45227-3349
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3962 MIAMI RD, CINCINNATI, OH 45227-3349

Mortgage

Document Number0000020856
DateMar 20, 2026
Book Page15627/1686
Instrument2026-0020856
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 01, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3962 MIAMI RD, CINCINNATI, OH 45227-3349
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097377
DateNov 06, 2019
Book Page14039/01577
Instrument2019-0097377
Lender
NameCHEMICAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3962 MIAMI RD, CINCINNATI, OH 45227-3349
Document Number0000065447
Instrument DateJul 02, 2020
Transaction TypeMortgage
Record UpdatedSep 02, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3962 MIAMI RD CINCINNATI OH 452273349, CINCINNATI, OH 45227-3349

Mortgage

Document Number0000065447
DateJul 08, 2020
Book Page014205/002660
Instrument65447
Lender
NameSTOCK YARDS BK
TypeBank
AddressLOUISVILLE, KY 40206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJan 24, 2019
Property Address3962 MIAMI RD, CINCINNATI, OH 45227-3349
Document Number0000006217
Book / Page13840 / 00310
Map ReferenceMB 30 PG 2
Instrument DateJan 10, 2019
Instrument2019-0006217
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyPARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,826.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1736 GEZON PKWY SW, WYOMING, MI 49519-9526

Mortgage

Document Number0000006218
DateJan 24, 2019
Instrument2019-0006218
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateFeb 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate9.12%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMariemont Village
Unified School DistrictMariemont City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,616.00 (+2.31%)$179,197 (-) Land $81,379 Building $97,818$511,990 (-) Land $232,510 Building $279,480
2024$12,331.00 (+8.42%)$179,197 (-) Land $81,379 Building $97,818
2023$11,373.00 (-5%)$179,197 (+12.16%) Land $81,379 Building $97,818$511,990 (+12.16%) Land $232,510 Building $279,480
2022$11,971.00 Homeowner's exemption$159,776 Land $47,947 Building $111,829
2020$456,500 Land $136,990 Building $319,510

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