3962 McClelland Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3962 McClelland Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 576 sqft · built 1973
Lot Size	4.86 acres (212,137 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2003)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone A (high risk)
APN	`88779`

Property Details

APN / Parcel Number

Primary APN	`88779`
Alternative APN	`352630495000011170`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Heated Area
Gross Area	846 sqft
1st Floor Area	576 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	212,137 sqft (4.86 acres)

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Fence	Fence
Shed	1 Shed
Shed Area	256 sqft
Pole Barn	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	88779
Street Address	3962 MCCLELLAND RD
City	SAINT CLOUD
State	FL
Zip	34772-7633
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AC
Legal Description	S L & I C PB B PG 19 LOT 117
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	117
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43209

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3962 MCCLELLAND RD, SAINT CLOUD, FL 34772-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2003 · Amount on Record
Deed Sale	Nov 12, 2003 · Amount on Record
Prior Sale	Mar 22, 1996 · Amount on Record
Deed Document Number	0023820019
Last Transfer Date	Jul 18, 2018
Transfer Doc	0053691445
Record Updated	Jun 8, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 18, 2018
Property Address	3962 MCCLELLAND RD, SAINT CLOUD, FL 34772-7633
Document Number	0053691445
Book / Page	005369 / 001445
Instrument Date	Jul 14, 2018
Instrument	109918
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 MCCLELLAND RD ST CLOUD FL 347727633, ST CLOUD, FL 34772-7633

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+8.5%) Homeowner's exemption	$182,885 (+5.99%)	$255,100 (+30.29%) Land $205,200 Building $49,900
2023	$2,470.00 (+4.84%) Homeowner's exemption	$172,555 (+3%)	$195,800 (+6.76%) Land $145,900 Building $49,900
2022	$2,356.00 Homeowner's exemption	$167,530	$183,400 Land $145,900 Building $37,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20