3962 Hooper Rd, New Windsor, MD 21776 Property Records

Carroll County property record for 3962 Hooper Rd, New Windsor, MD 21776

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,024 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2005)
Tax Bill	$7,840 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-033890`

Property Details

APN / Parcel Number

Primary APN	`09-033890`
Alternative APN	`033890`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,024 sqft Total Area
Basement Area	870 sqft
Finished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	131,987 sqft (3.03 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	245 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	033890
Street Address	3962 HOOPER RD
City	NEW WINDSOR
State	MD
Zip	21776-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 1 -3.03 AC HOOPER RD 48-93 MERGNERS ESTS
Legal Subdivision	MERGNERS ESTATES
Legal Lot Number	1
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	1
Census Block	1017
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3962 HOOPER RD, NEW WINDSOR, MD 21776-8104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005 · Amount on Record
Deed Sale	Mar 1, 2005 · Amount on Record
Prior Sale	Sep 8, 2004 · Amount on Record
Deed Document Number	200543925
Deed Book / Page	4333 / 672
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3962 HOOPER RD, NEW WINDSOR, MD 21776-8104
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099580162
Date	Nov 19, 2020
Book Page	9958/162

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3962 HOOPER RD, NEW WINDSOR, MD 21776-8104
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104140002
Date	Aug 19, 2021
Book Page	10414/2

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,840.00 (+5.05%) Homeowner's exemption	$709,933 (+17.58%)	$749,700 (+18.92%) Land $220,100 Building $529,600
2025	$7,463.00 (+9.4%) Homeowner's exemption
2023	$6,822.00 Homeowner's exemption	$603,767	$630,400 Land $200,100 Building $430,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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