3962 Falcon Dr, Chipley, FL 32428 Property Records

Washington County property record for 3962 Falcon Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 2007
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Oct 2020)
Tax Bill	$1,547 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-0034-0004`

Property Details

APN / Parcel Number

Primary APN	`01-0034-0004`
Alternative APNs	`00000000-01-0034-0004` `000100340004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2013
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	384 sqft
Porch	Finished/Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3962 FALCON DR
City	CHIPLEY
State	FL
Zip	32428-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #1 LOT 4 ORB 1189 P 203 BLK 0034
Legal Range	14W
Legal Township	02S
Legal Section	26
Legal Subdivision	SUNNY HILLS
Legal Block	4
Legal Lot Number	4
Legal Unit	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1192
Census Tract	970301

Owner

3962 Falcon Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Washington County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3962 FALCON DR, CHIPLEY, FL 32428-3086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jul 16, 2007 · Amount on File
Deed Document Number	202067007098
Deed Book / Page	1189 / 203
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0067007098
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 23, 2020
Property Address	3962 FALCON DR, CHIPLEY, FL 32428-3086
Document Number	0067007098
Book / Page	1189 / 203
Map Reference	MB 2 PG 9
Instrument Date	Oct 22, 2020
Instrument	202067007098
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,253.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3962 FALCON DR, 3962, CHIPLEY, FL 32428-3086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 FALCON DR, CHIPLEY, FL 32428-3086

Mortgage

Document Number	0000000205
Date	Oct 23, 2020
Instrument	1189/205

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3962 Falcon Dr was $1,547 with a homeowner's exemption, up 6.9% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,547.00 (+6.91%) Homeowner's exemption	$149,639 (+2.9%)	$196,376 (+3.7%) Land $10,000 Building $186,376
2024	$1,447.00 (+2.7%) Homeowner's exemption	$145,422 (+3%)	$189,369 (+8.98%) Land $7,000 Building $182,369
2023	$1,409.00 (+3.37%) Homeowner's exemption	$141,186 (+3%)	$173,764 (+7.55%) Land $5,000 Building $168,764
2022	$1,363.00 Homeowner's exemption	$137,074	$161,560 Land $3,500 Building $158,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3962 Falcon Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3962 Falcon Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50