Monroe County property record for 3962 E 10th St, Bloomington, IN 47408
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,056 sqft · built 1988 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Last Sale | $572,000 (Apr 2021) |
| Tax Bill | $5,628 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2017 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-02760-01 |
| Primary APN | 013-02760-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 013-02760-01 |
|---|---|
| Street Address | 3962 E 10TH ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10TH STREET LOT 1 |
| Legal Subdivision | 10TH STREET SUB |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 903 |
Source: Monroe County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2012 E HILLSIDE DR, BLOOMINGTON, IN 47401-6615 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE PEOPLES STATE BANK |
| Oct 4, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Sep 5, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Prior Sale | Sep 5, 2017 · Amount on Record |
| Deed Document Number | 20218236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 30, 2021 |
| Property Address | 3962 E 10TH ST, BLOOMINGTON, IN 47408-2709 |
| Document Number | 2021008236 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021008236 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2012 E HILLSIDE DR, BLOOMINGTON, IN 47401-6615 |
| Document Number | 2021008237 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021008237 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Oct 4, 2017 |
| Property Address | 3962 E 10TH ST, BLOOMINGTON, IN 47408-2709 |
| Document Number | 2017014139 |
| Map Reference | CAB C ENV 262 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017014139 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E AZALEA LN, BLOOMINGTON, IN 47401-4395 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 5, 2017 |
| Property Address | 3962 E 10TH ST, BLOOMINGTON, IN 47408-2709 |
| Document Number | 2017012558 |
| Map Reference | CAB C ENV 262 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017012558 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E AZALEA LN, BLOOMINGTON, IN 47401-4395 |
| Document Number | 2017012559 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2017012559 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 5, 2017 |
| Property Address | 3962 E 10TH ST, BLOOMINGTON, IN 47408-2709 |
| Document Number | 0201702558 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 201702558 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1108 E AZALEA LN, BLOOMINGTON, IN 47401-4395 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Bloomington Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,628.00 (+51.49%) | $181,100 (+4.74%) Land $63,800 Building $117,300 | $181,100 (+4.74%) Land $63,800 Building $117,300 |
| 2024 | $3,715.00 (+21.05%) | ||
| 2023 | $172,900 (+14.28%) Land $61,300 Building $111,600 | $172,900 (+14.28%) Land $61,300 Building $111,600 | |
| 2022 | $3,069.00 | $151,300 Land $52,400 Building $98,900 | $151,300 Land $52,400 Building $98,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IsoFusion Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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