3962 Big Creek Rd, Morganton, NC 28655 Property Records

Burke County property record for 3962 Big Creek Rd, Morganton, NC 28655

Property Summary

Property TypeVacant Land
Lot Size0.589 acres (25,700 sqft)
Owner2 Individual Names on Record
Last Sale$38,000 (Dec 2015)
Tax Bill$200 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN2722709050

Property Details

APN / Parcel Number

Primary APN2722709050
Alternative APN
  • 55829

Exterior

Lot Area25,700 sqft (0.589 acres)
TerrainRolling

Location & Zoning

Old Parcel Number2722709050
Street Address3962 BIG CREEK RD
CityMORGANTON
StateNC
Zip28655-6699
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRURAL MIXED USE DIST
Legal Description3962 BIG CREEK RD MORGANTON, NC 28655
Legal Lot Number25
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group3
Census Block3033
Census Tract21201

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address3961 BIG CREEK RD, MORGANTON, NC 28655-6699
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2015 · Amount on Record
Deed SaleDec 22, 2015 · Amount on Record
Prior SaleJun 27, 2013
Deed Document Number0000221754
Deed Book / Page2217 / 0054
Record UpdatedJun 8, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBURKE NC
Property Address3962 BIG CREEK RD, MORGANTON, NC 28655-6699
Document Number0023050381
Book / Page002305 / 000381
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedSep 29, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3961 BIG CREEK RD MORGANTON NC 286556699, MORGANTON, NC 28655-6699

Mortgage

Document Number0023050381
DateAug 7, 2017
Book Page002305/000381
Instrument7028
Lender
NameAGFIRST FARM CR BK
TypeBank
AddressCOLUMBIA, SC 29202-9263
Agreement
AmountAmount Recorded
Term360 Months
DueAug 6, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$200.00 (+3.63%)$30,608 (-) Land $30,608$30,608 (-) Land $30,608
2023$193.00$30,608 Land $30,608$30,608 Land $30,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2020–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Big Creek Rd

Nearby Streets

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