3961 Youngman Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3961 Youngman Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,571 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2021)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-41-03.-034`

Property Details

APN / Parcel Number

Primary APN	`41-41-03.-034`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,571 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
View / Lot	Cul-de-sac
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	176 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3961 YOUNGMAN DR
City	CINCINNATI
State	OH
Zip	45245-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YOUNGMAN; LOT 34
Legal Subdivision	YOUNGMAN
Legal Lot Number	34
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	41202

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3961 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2017	Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	202126854
Deed Book / Page	2891 / 3418
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 17, 2021
Property Address	3961 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Document Number	0000026854
Book / Page	2891 / 3418
Map Reference	MB E PG 14
Instrument Date	Aug 2, 2021
Instrument	202100026854
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3961 YOUNGMAN DR, CINCINNATI, OH 45245-2319

Mortgage

Document Number	0000026855
Date	Aug 17, 2021
Instrument	202100026855

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3961 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037646
Date	Dec 31, 2020
Book Page	2864/4298
Instrument	202000037646

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 11, 2017
Property Address	3961 YOUNGMAN DR, CINCINNATI, OH 45245-2319
Document Number	0000018268
Book / Page	2721 / 1893
Instrument Date	Aug 1, 2017
Instrument	201700018268
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Mortgage

Document Number	0000018269
Date	Aug 11, 2017
Book Page	2721/1895
Instrument	201700018269

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (-49.4%)	$68,220 (-) Land $14,420 Building $53,800
2024			$194,900 (-) Land $41,200 Building $153,700
2023	$6,785.00 (+170.53%) Homeowner's exemption	$68,220 (+58.47%) Land $14,420 Building $53,800	$194,900 (+58.46%) Land $41,200 Building $153,700
2022	$2,508.00 Homeowner's exemption	$43,050 Land $9,100 Building $33,950
2020			$123,000 Land $26,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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