3961 Starboard Rd, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3961 Starboard Rd, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,485 sqft · built 1964
Lot Size	0.187 acres (8,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$78,500 (Aug 2000)
Tax Bill	$2,619 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Jul 2008 Second Mortgage
APN	`0163004002120`

Property Details

APN / Parcel Number

Primary APN	`0163004002120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Lot Width	77 ft Width
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3961 STARBOARD RD
City	CHESAPEAKE
State	VA
Zip	23321-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	212 AHOY ACRES SEC 3
Legal Subdivision	AHOY ACRES, AHOY ACRES SOUTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	21506

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3961 STARBOARD RD, CHESAPEAKE, VA 23321-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2012	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
Jul 8, 2008	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2000 · Amount on Record
Deed Sale	Aug 21, 2000 · Amount on Record
Prior Sale	Nov 13, 1998 · Amount on Record
Deed Book / Page	4127 / 97
Record Updated	Oct 29, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3961 STARBOARD RD, CHESAPEAKE, VA 23321-3428
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008778/685
Date	Aug 8, 2012
Book Page	8778/685

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate
Rate	3.38%

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3961 STARBOARD RD, CHESAPEAKE, VA 23321-3428
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007543/125
Date	Jul 8, 2008
Book Page	7543/125

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2013

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,700 (+2.85%) Land $130,000 Building $136,700	$266,700 (+2.85%) Land $130,000 Building $136,700
2025	$2,619.00 (+54.51%)	$259,300 (+13.23%) Land $120,000 Building $139,300	$259,300 (+13.23%) Land $120,000 Building $139,300
2023		$229,000 (+12.81%) Land $110,000 Building $119,000	$229,000 (+12.81%) Land $110,000 Building $119,000
2022		$203,000 Land $80,000 Building $123,000	$203,000 Land $80,000 Building $123,000
2019	$1,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2009–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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