3961 S 3rd St, Onaway, MI 49765 Property Records

Presque Isle County property record for 3961 S 3rd St, Onaway, MI 49765

Property Summary

Property Type	Single Family Home
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2007)
Tax Bill	$607 (2025)
Deeds & Mortgages	Feb 2008 Mortgage Feb 2013 Mortgage + 3 more
APN	`160-050-000-038-00`

Property Details

APN / Parcel Number

Primary APN	`160-050-000-038-00`

Exterior

Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	240 ft deep x 132 ft wide

Location & Zoning

Street Address	3961 S 3RD ST
City	ONAWAY
State	MI
Zip	49765-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLASIERS 2ND ADD. BLOCK 8 LOTS 1, 2, 7 & 8
Legal Range	02E
Legal Township	34N
Legal Section	05
Legal Subdivision	GLASIERS 2ND ADD
Legal Block	8
Legal Lot Number	1-2,7-8
Jurisdiction	PRESQUE ISLE MI
Township / Civil Division	ONAWAY
Census Block Group	1
Census Block	1055
Census Tract	950400

Owner

3961 S 3rd St is owned and occupied by an individual who bought it in December 2007.

Source: Presque Isle County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2008	Deed of Trust, Mortgage ONAWAY COMMUNITY FEDERAL CREDIT UNION
Feb 19, 2013	Deed of Trust, Mortgage AWAKON FEDERAL CREDIT UNION
Jun 15, 2010	Deed of Trust, Mortgage ONAWAY COMMUNITY FEDERAL CREDIT UNION
Jun 3, 2013	Quit Claim Deed, Transfer Quitclaim
Dec 14, 2007	Warranty Deed, Transfer ONAWAY COMMUNITY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2007 · Amount on File
Deed Sale	Dec 14, 2007 · Amount on File
Deed Document Number	20074700
Deed Book / Page	456 / 236
Record Updated	Sep 20, 2026

February 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRESQUE ISLE MI
Property Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

Mortgage

Document Number	000458/935
Date	Feb 14, 2008
Book Page	458/935
Instrument	200800005318

Lender

Name	ONAWAY COMMUNITY FEDERAL CREDIT UNION
Address	20855 WASHINGTON AVE, ONAWAY, MI 49765

Agreement

Amount	Amount on Record
Term	61 Months
Due	Mar 15, 2013

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRESQUE ISLE MI
Property Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

Mortgage

Document Number	000532/456
Date	Feb 19, 2013
Book Page	532/456
Instrument	201300000576

Lender

Name	AWAKON FEDERAL CREDIT UNION
Address	20855 WASHINGTON AVE, ONAWAY, MI 49765

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2023

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRESQUE ISLE MI
Property Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

Mortgage

Document Number	000491/622
Date	Jun 15, 2010
Book Page	491/622
Instrument	201000002050

Lender

Name	ONAWAY COMMUNITY FEDERAL CREDIT UNION
Address	20855 WASHINGTON AVE, ONAWAY, MI 49765

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 11, 2015

June 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PRESQUE ISLE MI
Recording Date	Jun 3, 2013
Property Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Document Number	0000537/78
Book / Page	537 / 78
Instrument Date	May 28, 2013
Instrument	201300002366
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRESQUE ISLE MI
Recording Date	Dec 14, 2007
Property Address	3961 S 3RD ST, ONAWAY, MI 49765-8610
Document Number	000456/236
Book / Page	456 / 236
Instrument Date	Nov 30, 2007
Instrument	200700004700
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 FOXWOOD LANE, NEWBORN, GA 30056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 S 3RD ST, ONAWAY, MI 49765-8610

Mortgage

Document Number	000456/633
Date	Dec 27, 2007
Book Page	456/633
Instrument	200700004813

Lender

Name	ONAWAY COMMUNITY FEDERAL CREDIT UNION
Address	20855 WASHINGTON AVE, ONAWAY, MI 49765

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 25, 2012

Tax Assessment & Valuation

The 2025 property tax bill for 3961 S 3rd St was $607 with a homeowner's exemption.

Source: Presque Isle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Presque Isle County
Municipality	Onaway City
Unified School District	Onaway Area Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,900	$79,800
2025	$607.00
2023		$23,800	$47,600
2022	$560.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3961 S 3rd St; there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1997)
Most Recent Claim	Feb 1997 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3961 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ONAWAY serves 880 people · EPA ID MI0005010
Water Source	Groundwater
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Presque Isle Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 3rd St

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