Kendall County property record for 3961 Pratt St, Plano, IL 60545
| Property Type | Single Family Home |
|---|---|
| Details | 1,585 sqft · built 2009 |
| Lot Size | 0.47 acres (20,491 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Jun 2021) |
| Tax Bill | $6,378 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-25-204-042 |
| Primary APN | 01-25-204-042 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Bi-Level |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 20,491 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3961 PRATT ST |
|---|---|
| City | PLANO |
| State | IL |
| Zip | 60545-2282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 710-4 RYLAND AT LAKEWOOD SPRINGS CONDOS & % INTEREST IN COMMON AREA, CITY OF PLANO |
| Legal Subdivision | RYLAND AT LAKEWOOD SPRINGS CONDOS |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | LITTLE ROCK |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 890501 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3961 PRATT ST, PLANO, IL 60545-2282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2021 · Amount on Record |
| Deed Sale | Jun 25, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2009 · Amount on Record |
| Deed Document Number | 202116128 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 25, 2021 |
| Property Address | 3961 PRATT ST, PLANO, IL 60545-2282 |
| Document Number | 0000016128 |
| Map Reference | DOC 200400025148 |
| Instrument Date | May 12, 2021 |
| Instrument | 202100016128 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3961 PRATT ST, PLANO, IL 60545-2282 |
| Document Number | 0000016129 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202100016129 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Number | 0000016130 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202100016130 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Little Rock Township |
| Municipality | Plano City |
| Unified School District | Plano Community Unit School District 88 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $89,097 (+58.55%) Land $7,375 Building $81,722 | $267,291 (+58.55%) Land $22,125 Building $245,166 | |
| 2024 | $6,378.00 | ||
| 2022 | $56,194 Land $4,991 Building $51,203 | $168,582 Land $14,973 Building $153,609 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1997–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLANO serves 12,600 people · EPA ID IL0930200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL | 100 / 20 |
May also be available: NewarkNet, Verizon.
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