3961 Park Circle Ln, Apt A, Carmichael, CA 95608 Property Records

Sacramento County property record for 3961 Park Circle Ln, Apt A, Carmichael, CA 95608

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,183 sqft · built 1985
Owner	Company Name on Record
Last Sale	$139,000 (Apr 2001)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-0310-055-0004`

Property Details

APN / Parcel Number

Primary APN	`260-0310-055-0004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
1st Floor Area	1,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3961 PARK CIRCLE LN, A
City	CARMICHAEL
State	CA
Zip	95608-6762
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RD-5
Legal Description	COTTAGE PARK, LOT 2
Legal Subdivision	COTTAGE PARK
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7801

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3961 PARK CIRCLE LN, A, CARMICHAEL, CA 95608-6762
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SUMMIT FUNDING INC
Jan 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 16, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2001 · Amount on Record
Deed Sale	Apr 26, 2001 · Amount on Record
Deed Book / Page	20010426 / 1581
Last Transfer Date	Dec 5, 2019
Transfer Doc	1160000001513
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3961 PARK CIRCLE LN APT A, A, CARMICHAEL, CA 95608-6762
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 PARK CIRCLE LN A, A, CARMICHAEL, CA 95608-6762

Mortgage

Document Number	0000000731
Date	Apr 4, 2022
Instrument	2022040400731

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 16, 2020
Property Address	3961 PARK CIRCLE LN APT A, A, CARMICHAEL, CA 95608-6762
Document Number	2001161513
Instrument Date	Dec 5, 2019
Instrument	2001161513
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3961 PARK CIRCLE LN #A CARMICHAEL CA 956086762, A, CARMICHAEL, CA 95608-6762

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 16, 2020
Property Address	3961 PARK CIRCLE LN APT A, A, CARMICHAEL, CA 95608-6762
Document Number	2001161512
Instrument Date	Dec 5, 2019
Instrument	2001161512
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 PARK CIRCLE LN CARMICHAEL CA 956086762, CARMICHAEL, CA 95608-6762

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,613 (+2%) Land $76,836 Building $136,777
2025	$2,472.00 (+2.19%) Homeowner's exemption	$209,426 (+4.04%) Land $75,330 Building $134,096
2024	$2,419.00 (+1.68%)
2023	$2,379.00 (+2.1%) Homeowner's exemption	$201,295 Land $72,405 Building $128,890
2022	$2,330.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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