3961 Luneman Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 3961 Luneman Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 720 sqft · built 1982
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Nov 2022)
Tax Bill	$6,692 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-220-018-000`

Property Details

APN / Parcel Number

Primary APN	`105-220-018-000`
Alternative APNs	`10522018100` `1052201810`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.08 acres)
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	720 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	3961 LUNEMAN RD
City	PLACERVILLE
State	CA
Zip	95667-8758
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	PM 10/38/A
Legal Subdivision	10-38, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1027
Census Tract	30901

Owner

Source: El Dorado County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Grant Deed, Transfer FIRST AMERICAN TITLE
Jul 13, 2026	Grant Deed, Transfer · Construction Mortgage US BANK
Nov 18, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Nov 18, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE CO INC
Apr 11, 2017	Grant Deed, Transfer · Conventional with PMI PEARCE MARTHA R TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	202244265
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0000044266
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 13, 2026
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000023025
Instrument Date	Jul 7, 2026
Instrument	202623025
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 13, 2026
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000023024
Instrument Date	Jul 2, 2026
Instrument	202623024
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758

Mortgage

Document Number	0000023026,
Date	Jul 13, 2026
Instrument	202623026

Lender

Name	US BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 18, 2022
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000044266
Map Reference	MB 10 PG 38
Instrument Date	Nov 17, 2022
Instrument	2022-0044266
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 WHITE OAK RD, RESCUE, CA 95672-9637

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 18, 2022
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000044265
Map Reference	MB 10 PG 38
Instrument Date	Nov 14, 2022
Instrument	2022-0044265
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2550 WHITE OAK RD, RESCUE, CA 95672-9637

Mortgage

Document Number	0000044267
Date	Nov 18, 2022
Instrument	2022-0044267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 3, 2021
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000057310
Map Reference	MB 10 PG 38
Instrument Date	Sep 2, 2021
Instrument	2021-0057310
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 11, 2017
Property Address	3961 LUNEMAN RD, PLACERVILLE, CA 95667-8758
Document Number	0000014389
Instrument Date	Apr 10, 2017
Instrument	14389
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	801 E EL LARGO DR PLACERVILLE CA 956678947, PLACERVILLE, CA 95667-8947

Mortgage

Document Number	14390
Date	Apr 11, 2017
Instrument	14390

Lender

Name	PEARCE MARTHA R TRUST (PT)
Address	2052 BECKETT DR, EL DORADO HILLS, CA 95762-5200

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,692.00 (+4.07%)	$624,240 (+4.04%) Land $192,474 Building $431,766
2023	$6,430.00 (+4.71%)	$600,000 Land $185,000 Building $415,000
2022	$6,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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