Sacramento County property record for 3961 E St, Sacramento, CA 95819
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1935 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 1999) |
| Tax Bill | $4,138 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 004-0235-013-0000 |
| Primary APN | 004-0235-013-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 31,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3961 E ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95819-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W B FINK SUBDIVISION, LOT 15 |
| Legal Subdivision | W B FINK SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 300 |
Source: Sacramento County records · APN 004-0235-013-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3961 E ST, SACRAMENTO, CA 95819-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU |
| Dec 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1999 · Amount on Record |
| Deed Sale | Dec 15, 1999 · Amount on Record |
| Prior Sale | Jul 27, 1999 · Amount on Record |
| Deed Book / Page | 991215 / 1226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3961 E ST, SACRAMENTO, CA 95819-2707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3961 E ST, SACRAMENTO, CA 95819-2707 |
| Document Number | 0000000611 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 202601280611 |
| Name | THE GOLDEN 1 CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 3961 E ST, SACRAMENTO, CA 95819-2707 |
| Document Number | 2012240236 |
| Instrument Date | Dec 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3961 E ST SACRAMENTO CA 958192707, SACRAMENTO, CA 95819-2707 |
| Document Number | 2012240236 |
|---|---|
| Date | Dec 24, 2020 |
| Instrument | 2012240236 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2050 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $352,555 (+2%) Land $94,049 Building $258,506 | |
| 2025 | $4,138.00 (+1.45%) Homeowner's exemption | $345,643 (+4.04%) Land $92,205 Building $253,438 |
| 2024 | $4,079.00 (+2.44%) | |
| 2023 | $3,982.00 (+1.74%) Homeowner's exemption | $332,224 Land $88,626 Building $243,598 |
| 2022 | $3,914.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 8 (1993–2004) |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Based on FCC filings for 903 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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