3961 E Lake Hernando Ln, Hernando, FL 34442 Property Records

Citrus County property record for 3961 E Lake Hernando Ln, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,045 sqft Living Area
Lot Size	6,841 sqft (0.157 acres)
Garage	354 sqft
Last Sale	$250,000 (2023)
Tax Bill	$2,674.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000O0-010.0`
Alternative APNs	`1418S19E0140000O00100` `2841931`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,045 sqft Living Area
1st Floor	1,045 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	6,841 sqft (0.157 acres)
Depth X Width	95 ft x 72 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Area	354 sqft Garage
Porch	Enclosed Porch
Porch Area	235 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2841931
Old Parcel Number	1418S19E0140000O00100
Street Address	3961 E LAKE HERNANDO LN
City	HERNANDO
State	FL
Zip	34442-5509
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 10 BLK O
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	O
Legal Lot Number	10
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1014
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000O0-010.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	750 FOUNTAIN VIEW DR APT H, H, MASCOUTAH, IL 62258-1354
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2023 · Amount on Record
Deed Sale	Aug 08, 2023 · Amount on Record
Prior Sale	Dec 11, 2007 · Amount on Record
Deed Doc Number	2023045916
Deed Book / Page	3400 / 1727
Record Refreshed	Jun 08, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 08, 2023
Property Address	3961 E LAKE HERNANDO LN, HERNANDO, FL 34442-5509
Document Number	0034001727
Book / Page	3400 / 1727
Map Reference	MB 15 PG 75-79
Instrument Date	Aug 04, 2023
Instrument	2023045916
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	CITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4842 SW ABERDEEN CIR, PALM CITY, FL 34990-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8037 WAGNER RD, MILLSTADT, IL 62260-2915

Mortgage

Document Number	0034001730
Date	Aug 08, 2023
Instrument	3400/1730

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (-1.15%)	$167,339 (-2.98%) Land $10,350 Building $156,989	$167,339 (-2.98%) Land $10,350 Building $156,989
2024	$2,705.00 (+9.07%)	$172,476 (-2.16%) Land $9,640 Building $162,836	$172,476 (-2.16%) Land $9,640 Building $162,836
2023	$2,480.00 (+15.73%)	$176,289 (+17.24%) Land $9,640 Building $166,649	$176,289 (+17.24%) Land $9,640 Building $166,649
2022	$2,143.00	$150,368 Land $9,640 Building $140,728	$150,368 Land $9,640 Building $140,728

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.