39604 Gilbert Ln, Umatilla, FL 32784 Property Records

Lake County property record for 39604 Gilbert Ln, Umatilla, FL 32784

Property Summary

Property TypeMobile Home
Lot Size1.6 acres (70,101 sqft)
OwnerIndividual Name on Record
Last Sale$130,500 (Jun 2025)
Tax Bill$657 (2025)
Deeds & MortgagesOct 2022 Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN17-18-27-0001-000-03707

Property Details

APN / Parcel Number

Primary APN17-18-27-0001-000-03707
Alternative APNs
  • 271817000100003707
  • 1222842

Exterior

Lot Area70,101 sqft (1.6 acres)
Lot Dimensions210 ft deep x 330 ft wide

Location & Zoning

Account Number1222842
Street Address39604 GILBERT LN
CityUMATILLA
StateFL
Zip32784-7421
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR1
Legal DescriptionTHE WEST 210 FEET OF THE NORTH 1/2 OF THE SOUTHWEST 1/4 OF THE SOUTHEAST 1/4 OF THE NORTHEAST 1/4 OF SECTION 17 TOWNSHIP 18 SOUTH RANGE 27 EAST ORB 6551 PG 2229
Legal Range27E
Legal Township18S
Legal Section17
Legal Quarter1
Legal Tract0001
Legal Lot Number37
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30109

Owner

Source: Lake County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40110 E 9TH AVE, UMATILLA, FL 32784-8308
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF MOUNT DORA
Apr 10, 2019Warranty Deed, Transfer
CHELSEA TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleApr 10, 2019 · Amount on Record
Deed Document Number202578722
Deed Book / Page6551 / 2229
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address39604 GILBERT LN, UMATILLA, FL 32784-7421
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060441698
DateOct 26, 2022
Book Page6044/1698
Instrument2022141326
Lender
NameTHE FIRST NATIONAL BANK OF MOUNT DORA
TypeBank
AddressEUSTIS, FL 32726
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueNov 1, 2027

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 10, 2019
Property Address39604 GILBERT LN, UMATILLA, FL 32784-7421
Document Number0052612411
Book / Page005261 / 002411
Instrument DateApr 5, 2019
Instrument39325
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyCHELSEA TITLE

Transaction

AmountAmount Recorded
Tax$189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 PARK LAKE CIR MAITLAND FL 327516341, MAITLAND, FL 32751-6341

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,820 (-) Land $48,820$48,820 (-) Land $48,820
2025$657.00 (+4.45%)$48,820 (+36.19%) Land $48,820$48,820 (+36.19%) Land $48,820
2024$629.00 (+14.57%)
2023$549.00 (+18.32%)$35,847 (-)$35,847 (-) Land $35,847
2022$464.00$35,847$35,847 Land $35,847

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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