Burke County property record for 3960 NC 181, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,950 sqft · built 1960 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,000 (Aug 2020) |
| Tax Bill | $1,547 (2026) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1776306861 |
| Primary APN | 1776306861 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 85,813 sqft (1.97 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3960 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 3960 NC 181 MORGANTON, NC 28655 |
| Legal Subdivision | SURVEY OF DAVID W CROSSAN |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER CREEK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20204 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 307 WILLOWBROOK DR, MORGANTON, NC 28655-3629 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 · Amount on Record |
| Deed Sale | Aug 31, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2013 |
| Deed Document Number | 202017044177 |
| Deed Book / Page | 2485 / 611 |
| Prior Transfer Date | Jun 19, 2008 |
| Prior Transfer Doc | 0017730723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 31, 2020 |
| Property Address | 3960 NC 181, MORGANTON, NC 28655-9522 |
| Document Number | 0024850611 |
| Book / Page | 002485 / 000611 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 44177 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2600 IRISH CREEK RD MORGANTON NC 286555768, MORGANTON, NC 28655-5768 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,547.00 (+0.32%) | $228,462 (-) Land $21,537 Building $206,925 | $228,462 (-) Land $21,537 Building $206,925 |
| 2025 | $1,542.00 (-0.52%) | $228,462 (-) Land $21,537 Building $206,925 | $228,462 (-) Land $21,537 Building $206,925 |
| 2023 | $1,550.00 | $228,462 Land $21,537 Building $206,925 | $228,462 Land $21,537 Building $206,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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