Monroe County property record for 3960 N Thomas Rd, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,604 sqft · built 1976 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,100 (Sep 2017) |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-18730-00 |
| Primary APN | 007-18730-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 1,204 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lean-To | 345 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 007-18730-00 |
|---|---|
| Street Address | 3960 N THOMAS RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-9475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRR |
| Legal Description | PT SW 15-9-2W 5.00A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1301 |
3960 N Thomas Rd is owned and occupied by an individual who bought it in September 2017.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3960 N THOMAS RD, BLOOMINGTON, IN 47404-9475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on File |
| Deed Sale | Sep 1, 2017 · Amount on File |
| Prior Sale | Aug 29, 2017 · Amount on File |
| Deed Document Number | 201712474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 1, 2017 |
| Property Address | 3960 N THOMAS RD, BLOOMINGTON, IN 47404-9475 |
| Document Number | 2017012474 |
| Instrument Date | Aug 29, 2017 |
| Instrument | 2017012474 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3960 N THOMAS RD, BLOOMINGTON, IN 47404-9475 |
| Document Number | 2017012475 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 2017012475 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3960 N Thomas Rd was $2,295, down 3.2% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (-3.21%) | $290,600 Land $70,000 Building $220,600 | $290,600 Land $70,000 Building $220,600 |
| 2024 | $2,371.00 | ||
| 2023 | $266,600 (-0.11%) Land $56,000 Building $210,600 | $266,600 (-0.11%) Land $56,000 Building $210,600 | |
| 2022 | $2,468.00 | $266,900 Land $52,000 Building $214,900 | $266,900 Land $52,000 Building $214,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3960 N Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3960 N Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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